{"id":62471,"date":"2026-06-09T13:05:03","date_gmt":"2026-06-09T06:05:03","guid":{"rendered":"https:\/\/www.chinacsr.com\/cn\/?p=62471"},"modified":"2026-06-09T22:12:03","modified_gmt":"2026-06-09T14:12:03","slug":"%e9%80%80%e4%bc%91%e9%87%91%e8%b6%85%e8%bf%8740%e4%b8%87%e6%be%b3%e5%85%83%e4%b8%ba%e4%bd%95%e8%a2%ab%e8%a7%86%e4%b8%ba%e9%87%8d%e8%a6%81%e7%9a%84%e5%88%86%e7%95%8c%e7%ba%bf%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/www.chinacsr.com\/cn\/2026\/06\/09\/62471","title":{"rendered":"\u9000\u4f11\u91d1\u8d85\u8fc740\u4e07\u6fb3\u5143\u4e3a\u4f55\u88ab\u89c6\u4e3a\u91cd\u8981\u7684\u201c\u5206\u754c\u7ebf\u201d\uff1f"},"content":{"rendered":"<p>Watch FIFA World Cup 2026\u2122<\/p>\n<p>LIVE, FREE and EXCLUSIVE starting June 12 2026<\/p>\n<p>\u9000\u4f11\u91d1\u8d85\u8fc740\u4e07\u6fb3\u5143\u4e3a\u4f55\u88ab\u89c6\u4e3a\u91cd\u8981\u7684\u201c\u5206\u754c\u7ebf\u201d\uff1f<\/p>\n<p>Low-balance retirees, particularly older women, are at significantly higher risk of their superannuation running dry. Source: Getty \/ Alfexe<\/p>\n<p>\u5982\u679c\u5e0c\u671b\u9000\u4f11\u540e\u8fc7\u4e0a\u8f83\u4e3a\u8212\u9002\u7684\u751f\u6d3b\uff0c\u4ec5\u5173\u6ce8\u9000\u4f11\u91d1\uff08Superannuation\uff09\u7684\u6295\u8d44\u56de\u62a5\u5e76\u4e0d\u591f\uff0c\u9000\u4f11\u91d1\u50a8\u84c4\u548c\u9000\u4f11\u751f\u6d3b\u8d28\u91cf\u8fd8\u53d7\u5230\u5176\u4ed6\u91cd\u8981\u56e0\u7d20\u7684\u5f71\u54cd\uff08\u70b9\u51fb\u64ad\u5ba2\uff0c\u6536\u542c\u8be6\u60c5\uff09\u3002<\/p>\n<p>Published 9 June 2026 4:05pm<\/p>\n<p>Updated 13m ago 4:14pm<\/p>\n<p>By Rachael Knowles<\/p>\n<p>Presented by Xinyu Li<\/p>\n<p>Source : SBS<\/p>\n<p>Share this with family and friends<\/p>\n<p>\u5982\u679c\u5e0c\u671b\u9000\u4f11\u540e\u8fc7\u4e0a\u8f83\u4e3a\u8212\u9002\u7684\u751f\u6d3b\uff0c\u4ec5\u5173\u6ce8\u9000\u4f11\u91d1\uff08Superannuation\uff09\u7684\u6295\u8d44\u56de\u62a5\u5e76\u4e0d\u591f\uff0c\u9000\u4f11\u91d1\u50a8\u84c4\u548c\u9000\u4f11\u751f\u6d3b\u8d28\u91cf\u8fd8\u53d7\u5230\u5176\u4ed6\u91cd\u8981\u56e0\u7d20\u7684\u5f71\u54cd\uff08\u70b9\u51fb\u64ad\u5ba2\uff0c\u6536\u542c\u8be6\u60c5\uff09\u3002<\/p>\n<p>\u4e00\u9879\u65b0\u7814\u7a76\u53d1\u73b0\uff0c\u9000\u4f11\u516c\u79ef\u91d1\uff08\u4e5f\u88ab\u79f0\u4e3a\u9000\u4f11\u91d1\uff09\u8d26\u6237\u4f59\u989d\u4f4e\u4e8e25\u4e07\u6fb3\u5143\u7684\u4eba\uff0c\u5982\u679c\u5e0c\u671b\u7ef4\u6301\u8212\u9002\u7684\u751f\u6d3b\u6c34\u5e73\uff0c\u5176\u50a8\u84c4\u6709\u53ef\u80fd\u5728\u9000\u4f11\u540e10\u5e74\u5185\u8017\u5c3d\uff0c\u8fd9\u5bf9\u5973\u6027\u6765\u8bf4\u5c24\u5176\u53ef\u80fd\u4f1a\u9020\u6210\u4e25\u91cd\u7684\u5f71\u54cd\u3002<\/p>\n<p>\u8499\u7eb3\u58eb\u91d1\u878d\u7814\u7a76\u4e2d\u5fc3\uff08Monash Centre for Financial Studies\uff09\u65b0\u53d1\u5e03\u7684\u7814\u7a76\u6307\u51fa\uff0c\u5728\u5e02\u573a\u4e0d\u7a33\u5b9a\u3001\u9884\u671f\u5bff\u547d\u5ef6\u957f\u4ee5\u53ca\u751f\u6d3b\u6210\u672c\u4e0a\u5347\u7684\u60c5\u51b5\u4e0b\uff0c\u8bb8\u591a\u9000\u4f11\u4eba\u58eb\u6b63\u9762\u4e34\u8270\u96be\u7684\u9009\u62e9\u3002<\/p>\n<p>\u8be5\u7814\u7a76\u62a5\u544a\u7531\u526f\u6559\u6388\u4e4c\u59c6\u00b7\u5362\u65af\u5df4\uff08Ummul Ruthbah\uff09\u548cTrinh Le\u535a\u58eb\u5408\u8457\u3002\u7814\u7a76\u6307\u51fa\u5f71\u54cd\u9000\u4f11\u91d1\u53ef\u6301\u7eed\u6027\u7684\u4e09\u4e2a\u4e3b\u8981\u56e0\u7d20\uff1a\u9000\u4f11\u91d1\u521d\u59cb\u4f59\u989d\u7684\u89c4\u6a21\u3001\u8d26\u6237\u4e2d\u80a1\u7968\u4e0e\u503a\u5238\u7684\u914d\u7f6e\u6bd4\u4f8b\u4ee5\u53ca\u9000\u4f11\u5934\u4e9b\u5e74\u5e02\u573a\u56de\u62a5\u7684\u8868\u73b0\u3002<\/p>\n<p>\u8be5\u7814\u7a76\u6307\u51fa\uff0c\u5982\u679c\u4e00\u4e2a\u4eba\u7684\u9000\u4f11\u91d1\u4f59\u989d\u8d85\u8fc740\u4e07\u6fb3\u5143\uff0c\u65e0\u8bba\u6295\u8d44\u7ec4\u5408\u5982\u4f55\u8bbe\u8ba1\uff0c\u201c\u7ef4\u6301\u6536\u5165\u7684\u53ef\u80fd\u6027\u51e0\u4e4e\u90fd\u53ef\u4ee5\u786e\u5b9a\u201d\u3002<\/p>\n<p>\u6b64\u524d\u5df2\u7ecf\u6709\u90e8\u5206\u4eba\u58eb\u62c5\u5fe7\u9000\u4f11\u91d1\u4f59\u989d\u7684\u6027\u522b\u5dee\u8ddd\u95ee\u9898\uff0c\u8fd9\u4efd\u62a5\u544a\u7684\u53d1\u73b0\u66f4\u4e3a\u589e\u52a0\u4e86\u4eba\u4eec\u5bf9\u8fd9\u4e00\u95ee\u9898\u7684\u5173\u6ce8\u3002<\/p>\n<p>\u63a5\u8fd1\u9000\u4f11\u5e74\u9f84\u7684\u5973\u6027\uff0c\u5176\u9000\u4f11\u91d1\u4f59\u989d\u53ef\u80fd\u6bd4\u540c\u9f84\u7537\u6027\u5c1130%\u5de6\u53f3\u3002\u5c31\u9000\u4f11\u91d1\u4f59\u989d\u7684\u4e2d\u4f4d\u6570\u800c\u8a00\uff0c\u5973\u6027\u4e3a21.2\u4e07\u6fb3\u5143\uff0c\u7537\u6027\u4e3a28.3\u4e07\u6fb3\u5143\u3002<\/p>\n<p>\u5362\u65af\u5df4\u8868\u793a\uff0c\u8fd9\u9879\u7814\u7a76\u5f3a\u8c03\u4e86\u9700\u8981\u201c\u91c7\u53d6\u63aa\u65bd\u63d0\u9ad8\u5973\u6027\u9000\u4f11\u91d1\u50a8\u84c4\u201d\u7684\u5fc5\u8981\u6027\uff0c\u201c\u65e0\u8bba\u662f\u901a\u8fc7\u6709\u9488\u5bf9\u6027\u7684\u7f34\u6b3e\u6fc0\u52b1\u63aa\u65bd\u3001\u901a\u8fc7\u6539\u9769\u53bb\u89e3\u51b3\u804c\u4e1a\u4e2d\u65ad\u548c\u85aa\u916c\u5dee\u8ddd\u7684\u95ee\u9898\uff0c\u6216\u8005\u662f\u52a0\u5f3a\u653f\u5e9c\u798f\u5229\u517b\u8001\u91d1\u5b89\u5168\u7f51\u7684\u4fdd\u969c\u201d\u3002<\/p>\n<p>\u201c\u5bf9\u4e8e\u9000\u4f11\u91d1\u50a8\u84c4\u8fbe\u5230\u4e2d\u4f4d\u6570\u6c34\u5e73\u7684\u5973\u6027\u9000\u4f11\u4eba\u5458\u800c\u8a00\uff0c\u5373\u4fbf\u662f\u5747\u8861\u7684\u6295\u8d44\u7ec4\u5408\uff0c\u5728\u5341\u5e74\u5185\u8017\u5c3d\u7684\u98ce\u9669\u4f9d\u7136\u5f88\u9ad8\uff1b\u800c\u9000\u4f11\u91d1\u50a8\u84c4\u8fbe\u5230\u4e2d\u4f4d\u6570\u6c34\u5e73\u7684\u7537\u6027\uff0c\u5176\u9000\u4f11\u751f\u6d3b\u524d\u666f\u5219\u66f4\u4e3a\u7a33\u59a5\u3002\u201d<\/p>\n<p>\u975e\u8425\u5229\u7ec4\u7ec7 Women in Super \u7684\u9996\u5e2d\u6267\u884c\u5b98\u4e54\u00b7\u79d1\u74e6\u5c14\u5947\u514b\uff08Jo Kowalczyk\uff09\u5411SBS\u8868\u793a\uff0c\u9000\u4f11\u65f6\uff0c\u9000\u4f11\u91d1\u4f59\u989d\u8f83\u4f4e\u7684\u5973\u6027\u66f4\u5bb9\u6613\u53d7\u5230\u8d22\u52a1\u51b2\u51fb\u7684\u5f71\u54cd\uff0c\u5e76\u9762\u4e34\u201c\u50a8\u84c4\u65e0\u6cd5\u652f\u6491\u6574\u4e2a\u9000\u4f11\u9636\u6bb5\u201d\u7684\u98ce\u9669\u3002<\/p>\n<p>\u5979\u8bf4\uff1a\u201c\u5bf9\u8bb8\u591a\u5973\u6027\u800c\u8a00\uff0c\u8f83\u4f4e\u7684\u7ec8\u8eab\u6536\u5165\u3001\u56e0\u627f\u62c5\u65e0\u507f\u7167\u62a4\u8d23\u4efb\u800c\u79bb\u5f00\u804c\u573a\u7684\u65f6\u95f4\uff0c\u4ee5\u53ca\u6301\u7eed\u5b58\u5728\u7684\u6027\u522b\u85aa\u916c\u5dee\u8ddd\uff0c\u90fd\u5bf9\u5979\u4eec\u7684\u9000\u4f11\u50a8\u84c4\u4ea7\u751f\u6301\u4e45\u7684\u5f71\u54cd\u3002\u201d<\/p>\n<p>\u5979\u5f3a\u8c03\uff0c\u7f29\u5c0f\u9000\u4f11\u91d1\u6027\u522b\u5dee\u8ddd\u4e0d\u4ec5\u4ec5\u662f\u63d0\u9ad8\u8d26\u6237\u4f59\u989d\u7684\u95ee\u9898\uff0c\u66f4\u5173\u4e4e\u5973\u6027\u5728\u9000\u4f11\u540e\u80fd\u5426\u62e5\u6709\u8d22\u52a1\u4fdd\u969c\u3001\u7ecf\u6d4e\u72ec\u7acb\u548c\u5c0a\u4e25\uff0c\u4ece\u800c\u80fd\u591f\u4eab\u53d7\u8212\u9002\u7684\u9000\u4f11\u751f\u6d3b\u3002<\/p>\n<p>\u8be5\u62a5\u544a\u8fd8\u5f97\u51fa\u7ed3\u8bba\uff0c\u65e0\u8bba\u91c7\u53d6\u4f55\u79cd\u6295\u8d44\u7b56\u7565\uff0c\u5982\u679c\u662f\u5c0f\u989d\u9000\u4f11\u91d1\u8d26\u6237\uff0c\u90fd\u65e0\u6cd5\u652f\u6491\u9000\u4f11\u671f\u95f4\u7684\u9ad8\u989d\u5f00\u9500\u3002<\/p>\n<p>\u6b64\u5916\uff0c\u62a5\u544a\u8fd8\u6307\u51fa\uff0c\u5bf9\u4e8e\u62e5\u6709\u8f83\u9ad8\u9000\u4f11\u91d1\u4f59\u989d\u7684\u4eba\u6765\u8bf4\uff0c\u5982\u679c\u6295\u8d44\u8fc7\u4e8e\u4fdd\u5b88\uff0c\u901a\u80c0\u5c06\u6709\u53ef\u80fd\u5bfc\u81f4\u8d44\u91d1\u8d2c\u503c\uff0c\u5e76\u5efa\u8bae\u9002\u5ea6\u6d88\u8d39\u53ef\u80fd\u662f\u6700\u4f73\u7684\u5e73\u8861\u505a\u6cd5\u3002<\/p>\n<p>\u5362\u5df4\u65af\u8868\u793a\uff1a\u201c\u9000\u4f11\u4eba\u58eb\u5982\u679c\u5c06\u652f\u51fa\u76ee\u6807\u5b9a\u5728\u9002\u5ea6\u6c34\u5e73\uff0c\u800c\u975e\u8ffd\u6c42\u66f4\u8212\u9002\u7684\u751f\u6d3b\u65b9\u5f0f\uff1b\u90a3\u4e48\u65e0\u8bba\u914d\u7f6e\u5982\u4f55\uff0c\u5176\u6295\u8d44\u7ec4\u5408\u5728\u5341\u5e74\u5185\u4fdd\u6301\u53ef\u6301\u7eed\u6027\u7684\u53ef\u80fd\u6027\u66f4\u9ad8\u3002\u201d\u5979\u8fd8\u63d0\u5230\uff0c\u4fdd\u6301\u4e00\u5b9a\u6bd4\u4f8b\u7684\u80a1\u7968\u914d\u7f6e\u4ecd\u7136\u5341\u5206\u91cd\u8981\u3002<\/p>\n<p>\u9000\u4f11\u7684\u65f6\u673a\u4e5f\u53ef\u80fd\u662f\u4e00\u4e2a\u5f88\u91cd\u8981\u7684\u56e0\u7d20\uff0c\u8be5\u7814\u7a76\u8868\u660e\uff0c\u5728\u5e02\u573a\u4f4e\u8ff7\u65f6\u671f\u9000\u4f11\u4f1a\u5e26\u6765\u5b9e\u9645\u7684\u635f\u5931\u3002\u4f8b\u5982\uff0c\u62a5\u544a\u53d1\u73b0\uff0c\u5728 2022 \u5e74\u9000\u4f11\u7684\u4eba\uff0c\u7531\u4e8e\u5f53\u65f6\u7684\u80a1\u7968\u548c\u56fa\u5b9a\u6536\u76ca\u5e02\u573a\u5747\u51fa\u73b0\u8d1f\u56de\u62a5\uff0c\u5176\u5341\u5e74\u540e\u7684\u8d22\u52a1\u72b6\u51b5\u5f88\u53ef\u80fd\u660e\u663e\u5dee\u4e8e\u8fdf\u4e00\u5e74\uff08\u53732023\u5e74\uff09\u9000\u4f11\u7684\u4eba\uff0c\u5373\u4f7f\u4ed6\u4eec\u7684\u9000\u4f11\u91d1\u4f59\u989d\u548c\u6295\u8d44\u7b56\u7565\u5b8c\u5168\u76f8\u540c\u3002<\/p>\n<p>\u56e0\u6b64\uff0c\u8be5\u62a5\u544a\u5efa\u8bae\uff0c\u5728\u5e02\u573a\u4e0b\u8dcc\u671f\u95f4\uff0c\u9000\u4f11\u4eba\u58eb\u5e94\u5c3d\u91cf\u907f\u514d\u3001\u5ef6\u540e\u6216\u51cf\u5c11\u63d0\u53d6\u9000\u4f11\u91d1\uff0c\u5e76\u8003\u8651\u7075\u6d3b\u63d0\u6b3e\uff0c\u6839\u636e\u5e02\u573a\u73af\u5883\u548c\u4e2a\u4eba\u9700\u6c42\u8c03\u6574\u63d0\u6b3e\u91d1\u989d\uff0c\u800c\u4e0d\u662f\u6309\u7167\u56fa\u5b9a\u7684\u6bd4\u4f8b\u3002<\/p>\n<p>\u6b64\u5916\uff0c\u6fb3\u5927\u5229\u4e9a\u653f\u5e9c\u8d22\u52a1\u6559\u80b2\u5e73\u53f0Moneysmart\u4e5f\u63d0\u4f9b\u5404\u7c7b\u5efa\u8bae\u2014\u2014\u901a\u8fc7\u4e0d\u540c\u65b9\u5f0f\u589e\u52a0\u81ea\u5df1\u7684\u9000\u4f11\u91d1\u50a8\u84c4\u3002<\/p>\n<p>\u672c\u6587\u4fe1\u606f\u4ec5\u4f9b\u4e00\u822c\u4fe1\u606f\u53c2\u8003\uff0c\u4e0d\u6784\u6210\u8d22\u52a1\u5efa\u8bae\u3002\u60a8\u5e94\u54a8\u8be2\u6301\u6709\u6267\u7167\u7684\u4e13\u4e1a\u4eba\u58eb\uff0c\u4ee5\u505a\u51fa\u6700\u9002\u5408\u60a8\u7684\u51b3\u7b56\u3002<\/p>\n<p>\u6b22\u8fce\u4e0b\u8f7d\u5e94\u7528\u7a0b\u5e8fSBS Audio\uff0c\u8ba2\u9605Mandarin\u3002\u60a8\u4e5f\u53ef\u4ee5\u901a\u8fc7YouTube\u3001Apple Podcasts\u3001Spotify\u7b49\u5e73\u53f0\u968f\u65f6\u6536\u542cSBS\u666e\u901a\u8bdd\u97f3\u9891\u5185\u5bb9\u3002\u8bf7\u5728YouTube\u3001X\u3001Instagram\u3001\u5fae\u535a\u548c\u5fae\u4fe1\u5e73\u53f0\u5173\u6ce8SBS\u4e2d\u6587\uff0c\u4e86\u89e3\u66f4\u591a\u6fb3\u6d32\u65b0\u95fb\u3002<\/p>\n<p>Latest podcast episodes<\/p>\n<p>04:40<\/p>\n<p>\u3010SBS\u65b0\u95fb\u5feb\u62a5\u3011\u836f\u5242\u5e08\u4e89\u53d6\u6269\u5927\u5904\u65b9\u6743 \u533b\u751f\u56e2\u4f53\u5fe7\u5f71\u54cd\u60a3\u8005\u5b89\u5168<\/p>\n<p>podcast episode4 minutes 40 seconds<\/p>\n<p>08:50<\/p>\n<p>\u3010\u89c2\u70b9\u3011\u6f5c\u8247\u91c7\u8d2d\u65b9\u6848\u8c03\u6574\u540e AUKUS\u4e3a\u4f55\u518d\u5f15\u4e89\u8bae\uff1f<\/p>\n<p>podcast episode8 minutes 50 seconds<\/p>\n<p>27:21<\/p>\n<p>\u3010\u73b0\u573a\u8bf4\u6cd5\u3011\u513f\u7ae5\u88ab\u9057\u7559\u8f66\u5185\u8eab\u4ea1 \u9a8c\u5c38\u5b98\u6307\u5411\u8bb0\u5fc6\u5931\u8bef<\/p>\n<p>podcast episode27 minutes 21 seconds<\/p>\n<p>13:00<\/p>\n<p>\u3010\u805a\u7126\u7f8e\u56fd\u3011\u65b0\u60c5\u62a5\u5c40\u957f\u4efb\u547d\u4e89\u8bae \u6c11\u4e3b\u515a\u5019\u9009\u4eba\u4e11\u95fb \u6218\u4e89\u8fdb\u5c55<\/p>\n<p>podcast episode13 minutes<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Watch FIFA World Cup 2026\u2122<br \/>\nLIVE, FREE and EXCLUSIVE starting June 12 2026<br \/>\n\u9000\u4f11\u91d1\u8d85\u8fc740\u4e07\u6fb3\u5143\u4e3a\u4f55\u88ab\u89c6\u4e3a\u91cd\u8981\u7684\u201c\u5206\u754c\u7ebf\u201d\uff1f<br \/>\nLow-balance retirees, particularly older women, are at significantly higher risk of their superannuation running dry. Source: Getty \/ Alfexe<br \/>\n\u5982\u679c\u5e0c\u671b\u9000\u4f11\u540e\u8fc7\u4e0a\u8f83\u4e3a\u8212\u9002\u7684\u751f\u6d3b\uff0c\u4ec5\u5173\u6ce8\u9000\u4f11\u91d1\uff08Superannuation\uff09\u7684\u6295\u8d44\u56de\u62a5\u5e76\u4e0d\u591f\uff0c\u9000\u4f11\u91d1\u50a8\u84c4\u548c\u9000\u4f11\u751f\u6d3b\u8d28\u91cf\u8fd8\u53d7\u5230\u5176\u4ed6\u91cd\u8981\u56e0\u7d20\u7684\u5f71\u54cd\uff08\u70b9\u51fb\u64ad\u5ba2\uff0c\u6536\u542c\u8be6\u60c5\uff09\u3002<br \/>\nPublished 9 June 2026 4:05pm<br \/>\nUpdated 13m ago 4:14pm<br \/>\nBy Rachael Knowles<br \/>\nPresented by Xinyu Li<br \/>\nSource : SBS<br \/>\nShare this with family and friends<br \/>\n\u5982\u679c\u5e0c\u671b\u9000\u4f11\u540e\u8fc7\u4e0a\u8f83\u4e3a\u8212\u9002\u7684\u751f\u6d3b\uff0c\u4ec5\u5173\u6ce8\u9000\u4f11\u91d1\uff08Superannuation\uff09\u7684\u6295\u8d44\u56de\u62a5\u5e76\u4e0d\u591f\uff0c\u9000\u4f11\u91d1\u50a8\u84c4\u548c\u9000\u4f11\u751f\u6d3b\u8d28\u91cf\u8fd8\u53d7\u5230\u5176\u4ed6\u91cd\u8981\u56e0\u7d20\u7684\u5f71\u54cd\uff08\u70b9\u51fb\u64ad\u5ba2\uff0c\u6536\u542c\u8be6\u60c5\uff09\u3002<br \/>\n\u4e00\u9879\u65b0\u7814\u7a76\u53d1\u73b0\uff0c\u9000\u4f11\u516c\u79ef\u91d1\uff08\u4e5f\u88ab\u79f0\u4e3a\u9000\u4f11\u91d1\uff09\u8d26\u6237\u4f59\u989d\u4f4e\u4e8e25\u4e07\u6fb3\u5143\u7684\u4eba\uff0c\u5982\u679c\u5e0c\u671b\u7ef4\u6301\u8212\u9002\u7684\u751f\u6d3b\u6c34\u5e73\uff0c\u5176\u50a8\u84c4\u6709\u53ef\u80fd\u5728\u9000\u4f11\u540e10\u5e74\u5185\u8017\u5c3d\uff0c\u8fd9\u5bf9\u5973\u6027\u6765\u8bf4\u5c24\u5176\u53ef\u80fd\u4f1a\u9020\u6210\u4e25\u91cd\u7684\u5f71\u54cd\u3002<br \/>\n\u8499\u7eb3\u58eb\u91d1\u878d\u7814\u7a76\u4e2d\u5fc3\uff08Monash Centre for Financial Studies\uff09\u65b0\u53d1\u5e03\u7684\u7814\u7a76\u6307\u51fa\uff0c\u5728\u5e02\u573a\u4e0d\u7a33\u5b9a\u3001\u9884\u671f\u5bff\u547d\u5ef6\u957f\u4ee5\u53ca\u751f\u6d3b\u6210\u672c\u4e0a\u5347\u7684\u60c5\u51b5\u4e0b\uff0c\u8bb8\u591a\u9000\u4f11\u4eba\u58eb\u6b63\u9762\u4e34\u8270\u96be\u7684\u9009\u62e9\u3002<br \/>\n\u8be5\u7814\u7a76\u62a5\u544a\u7531\u526f\u6559\u6388\u4e4c\u59c6\u00b7\u5362\u65af\u5df4\uff08Ummul Ruthbah\uff09\u548cTrinh Le\u535a\u58eb\u5408\u8457\u3002\u7814\u7a76\u6307\u51fa\u5f71\u54cd\u9000\u4f11\u91d1\u53ef\u6301\u7eed\u6027\u7684\u4e09\u4e2a\u4e3b\u8981\u56e0\u7d20\uff1a\u9000\u4f11\u91d1\u521d\u59cb\u4f59\u989d\u7684\u89c4\u6a21\u3001\u8d26\u6237\u4e2d\u80a1\u7968\u4e0e\u503a\u5238\u7684\u914d\u7f6e\u6bd4\u4f8b\u4ee5\u53ca\u9000\u4f11\u5934\u4e9b\u5e74\u5e02\u573a\u56de\u62a5\u7684\u8868\u73b0\u3002<br \/>\n\u8be5\u7814\u7a76\u6307\u51fa\uff0c\u5982\u679c\u4e00\u4e2a\u4eba\u7684\u9000\u4f11\u91d1\u4f59\u989d\u8d85\u8fc740\u4e07\u6fb3\u5143\uff0c\u65e0\u8bba\u6295\u8d44\u7ec4\u5408\u5982\u4f55\u8bbe\u8ba1\uff0c\u201c\u7ef4\u6301\u6536\u5165\u7684\u53ef\u80fd\u6027\u51e0\u4e4e\u90fd\u53ef\u4ee5\u786e\u5b9a\u201d\u3002<br \/>\n\u6b64\u524d\u5df2\u7ecf\u6709\u90e8\u5206\u4eba\u58eb\u62c5\u5fe7\u9000\u4f11\u91d1\u4f59\u989d\u7684\u6027\u522b\u5dee\u8ddd\u95ee\u9898\uff0c\u8fd9\u4efd\u62a5\u544a\u7684\u53d1\u73b0\u66f4\u4e3a\u589e\u52a0\u4e86\u4eba\u4eec\u5bf9\u8fd9\u4e00\u95ee\u9898\u7684\u5173\u6ce8\u3002<br \/>\n\u63a5\u8fd1\u9000\u4f11\u5e74\u9f84\u7684\u5973\u6027\uff0c\u5176\u9000\u4f11\u91d1\u4f59\u989d\u53ef\u80fd\u6bd4\u540c\u9f84\u7537\u6027\u5c1130%\u5de6\u53f3\u3002\u5c31\u9000\u4f11\u91d1\u4f59\u989d\u7684\u4e2d\u4f4d\u6570\u800c\u8a00\uff0c\u5973\u6027\u4e3a21.2\u4e07\u6fb3\u5143\uff0c\u7537\u6027\u4e3a28.3\u4e07\u6fb3\u5143\u3002<br \/>\n\u5362\u65af\u5df4\u8868\u793a\uff0c\u8fd9\u9879\u7814\u7a76\u5f3a\u8c03\u4e86\u9700\u8981\u201c\u91c7\u53d6\u63aa\u65bd\u63d0\u9ad8\u5973\u6027\u9000\u4f11\u91d1\u50a8\u84c4\u201d\u7684\u5fc5\u8981\u6027\uff0c\u201c\u65e0\u8bba\u662f\u901a\u8fc7\u6709\u9488\u5bf9\u6027\u7684\u7f34\u6b3e\u6fc0\u52b1\u63aa\u65bd\u3001\u901a\u8fc7\u6539\u9769\u53bb\u89e3\u51b3\u804c\u4e1a\u4e2d\u65ad\u548c\u85aa\u916c\u5dee\u8ddd\u7684\u95ee\u9898\uff0c\u6216\u8005\u662f\u52a0\u5f3a\u653f\u5e9c\u798f\u5229\u517b\u8001\u91d1\u5b89\u5168\u7f51\u7684\u4fdd\u969c\u201d\u3002<br \/>\n\u201c\u5bf9\u4e8e\u9000\u4f11\u91d1\u50a8\u84c4\u8fbe\u5230\u4e2d\u4f4d\u6570\u6c34\u5e73\u7684\u5973\u6027\u9000\u4f11\u4eba\u5458\u800c\u8a00\uff0c\u5373\u4fbf\u662f\u5747\u8861\u7684\u6295\u8d44\u7ec4\u5408\uff0c\u5728\u5341\u5e74\u5185\u8017\u5c3d\u7684\u98ce\u9669\u4f9d\u7136\u5f88\u9ad8\uff1b\u800c\u9000\u4f11\u91d1\u50a8\u84c4\u8fbe\u5230\u4e2d\u4f4d\u6570\u6c34\u5e73\u7684\u7537\u6027\uff0c\u5176\u9000\u4f11\u751f\u6d3b\u524d\u666f\u5219\u66f4\u4e3a\u7a33\u59a5\u3002\u201d<br \/>\n\u975e\u8425\u5229\u7ec4\u7ec7 Women in Super \u7684\u9996\u5e2d\u6267\u884c\u5b98\u4e54\u00b7\u79d1\u74e6\u5c14\u5947\u514b\uff08Jo Kowalczyk\uff09\u5411SBS\u8868\u793a\uff0c\u9000\u4f11\u65f6\uff0c\u9000\u4f11\u91d1\u4f59\u989d\u8f83\u4f4e\u7684\u5973\u6027\u66f4\u5bb9\u6613\u53d7\u5230\u8d22\u52a1\u51b2\u51fb\u7684\u5f71\u54cd\uff0c\u5e76\u9762\u4e34\u201c\u50a8\u84c4\u65e0\u6cd5\u652f\u6491\u6574\u4e2a\u9000\u4f11\u9636\u6bb5\u201d\u7684\u98ce\u9669\u3002<br \/>\n\u5979\u8bf4\uff1a\u201c\u5bf9\u8bb8\u591a\u5973\u6027\u800c\u8a00\uff0c\u8f83\u4f4e\u7684\u7ec8\u8eab\u6536\u5165\u3001\u56e0\u627f\u62c5\u65e0\u507f\u7167\u62a4\u8d23\u4efb\u800c\u79bb\u5f00\u804c\u573a\u7684\u65f6\u95f4\uff0c\u4ee5\u53ca\u6301\u7eed\u5b58\u5728\u7684\u6027\u522b\u85aa\u916c\u5dee\u8ddd\uff0c\u90fd\u5bf9\u5979\u4eec\u7684\u9000\u4f11\u50a8\u84c4\u4ea7\u751f\u6301\u4e45\u7684\u5f71\u54cd\u3002\u201d<br \/>\n\u5979\u5f3a\u8c03\uff0c\u7f29\u5c0f\u9000\u4f11\u91d1\u6027\u522b\u5dee\u8ddd\u4e0d\u4ec5\u4ec5\u662f\u63d0\u9ad8\u8d26\u6237\u4f59\u989d\u7684\u95ee\u9898\uff0c\u66f4\u5173\u4e4e\u5973\u6027\u5728\u9000\u4f11\u540e\u80fd\u5426\u62e5\u6709\u8d22\u52a1\u4fdd\u969c\u3001\u7ecf\u6d4e\u72ec\u7acb\u548c\u5c0a\u4e25\uff0c\u4ece\u800c\u80fd\u591f\u4eab\u53d7\u8212\u9002\u7684\u9000\u4f11\u751f\u6d3b\u3002<br \/>\n\u8be5\u62a5\u544a\u8fd8\u5f97\u51fa\u7ed3\u8bba\uff0c\u65e0\u8bba\u91c7\u53d6\u4f55\u79cd\u6295\u8d44\u7b56\u7565\uff0c\u5982\u679c\u662f\u5c0f\u989d\u9000\u4f11\u91d1\u8d26\u6237\uff0c\u90fd\u65e0\u6cd5\u652f\u6491\u9000\u4f11\u671f\u95f4\u7684\u9ad8\u989d\u5f00\u9500\u3002<br \/>\n\u6b64\u5916\uff0c\u62a5\u544a\u8fd8\u6307\u51fa\uff0c\u5bf9\u4e8e\u62e5\u6709\u8f83\u9ad8\u9000\u4f11\u91d1\u4f59\u989d\u7684\u4eba\u6765\u8bf4\uff0c\u5982\u679c\u6295\u8d44\u8fc7\u4e8e\u4fdd\u5b88\uff0c\u901a\u80c0\u5c06\u6709\u53ef\u80fd\u5bfc\u81f4\u8d44\u91d1\u8d2c\u503c\uff0c\u5e76\u5efa\u8bae\u9002\u5ea6\u6d88\u8d39\u53ef\u80fd\u662f\u6700\u4f73\u7684\u5e73\u8861\u505a\u6cd5\u3002<br \/>\n\u5362\u5df4\u65af\u8868\u793a\uff1a\u201c\u9000\u4f11\u4eba\u58eb\u5982\u679c\u5c06\u652f\u51fa\u76ee\u6807\u5b9a\u5728\u9002\u5ea6\u6c34\u5e73\uff0c\u800c\u975e\u8ffd\u6c42\u66f4\u8212\u9002\u7684\u751f\u6d3b\u65b9\u5f0f\uff1b\u90a3\u4e48\u65e0\u8bba\u914d\u7f6e\u5982\u4f55\uff0c\u5176\u6295\u8d44\u7ec4\u5408\u5728\u5341\u5e74\u5185\u4fdd\u6301\u53ef\u6301\u7eed\u6027\u7684\u53ef\u80fd\u6027\u66f4\u9ad8\u3002\u201d\u5979\u8fd8\u63d0\u5230\uff0c\u4fdd\u6301\u4e00\u5b9a\u6bd4\u4f8b\u7684\u80a1\u7968\u914d\u7f6e\u4ecd\u7136\u5341\u5206\u91cd\u8981\u3002<br \/>\n\u9000\u4f11\u7684\u65f6\u673a\u4e5f\u53ef\u80fd\u662f\u4e00\u4e2a\u5f88\u91cd\u8981\u7684\u56e0\u7d20\uff0c\u8be5\u7814\u7a76\u8868\u660e\uff0c\u5728\u5e02\u573a\u4f4e\u8ff7\u65f6\u671f\u9000\u4f11\u4f1a\u5e26\u6765\u5b9e\u9645\u7684\u635f\u5931\u3002\u4f8b\u5982\uff0c\u62a5\u544a\u53d1\u73b0\uff0c\u5728 2022 \u5e74\u9000\u4f11\u7684\u4eba\uff0c\u7531\u4e8e\u5f53\u65f6\u7684\u80a1\u7968\u548c\u56fa\u5b9a\u6536\u76ca\u5e02\u573a\u5747\u51fa\u73b0\u8d1f\u56de\u62a5\uff0c\u5176\u5341\u5e74\u540e\u7684\u8d22\u52a1\u72b6\u51b5\u5f88\u53ef\u80fd\u660e\u663e\u5dee\u4e8e\u8fdf\u4e00\u5e74\uff08\u53732023\u5e74\uff09\u9000\u4f11\u7684\u4eba\uff0c\u5373\u4f7f\u4ed6\u4eec\u7684\u9000\u4f11\u91d1\u4f59\u989d\u548c\u6295\u8d44\u7b56\u7565\u5b8c\u5168\u76f8\u540c\u3002<br \/>\n\u56e0\u6b64\uff0c\u8be5\u62a5\u544a\u5efa\u8bae\uff0c\u5728\u5e02\u573a\u4e0b\u8dcc\u671f\u95f4\uff0c\u9000\u4f11\u4eba\u58eb\u5e94\u5c3d\u91cf\u907f\u514d\u3001\u5ef6\u540e\u6216\u51cf\u5c11\u63d0\u53d6\u9000\u4f11\u91d1\uff0c\u5e76\u8003\u8651\u7075\u6d3b\u63d0\u6b3e\uff0c\u6839\u636e\u5e02\u573a\u73af\u5883\u548c\u4e2a\u4eba\u9700\u6c42\u8c03\u6574\u63d0\u6b3e\u91d1\u989d\uff0c\u800c\u4e0d\u662f\u6309\u7167\u56fa\u5b9a\u7684\u6bd4\u4f8b\u3002<br \/>\n\u6b64\u5916\uff0c\u6fb3\u5927\u5229\u4e9a\u653f\u5e9c\u8d22\u52a1\u6559\u80b2\u5e73\u53f0Moneysmart\u4e5f\u63d0\u4f9b\u5404\u7c7b\u5efa\u8bae\u2014\u2014\u901a\u8fc7\u4e0d\u540c\u65b9\u5f0f\u589e\u52a0\u81ea\u5df1\u7684\u9000\u4f11\u91d1\u50a8\u84c4\u3002<br \/>\n\u672c\u6587\u4fe1\u606f\u4ec5\u4f9b\u4e00\u822c\u4fe1\u606f\u53c2\u8003\uff0c\u4e0d\u6784\u6210\u8d22\u52a1\u5efa\u8bae\u3002\u60a8\u5e94\u54a8\u8be2\u6301\u6709\u6267\u7167\u7684\u4e13\u4e1a\u4eba\u58eb\uff0c\u4ee5\u505a\u51fa\u6700\u9002\u5408\u60a8\u7684\u51b3\u7b56\u3002<br \/>\n\u6b22\u8fce\u4e0b\u8f7d\u5e94\u7528\u7a0b\u5e8fSBS Audio\uff0c\u8ba2\u9605Mandarin\u3002\u60a8\u4e5f\u53ef\u4ee5\u901a\u8fc7YouTube\u3001Apple Podcasts\u3001Spotify\u7b49\u5e73\u53f0\u968f\u65f6\u6536\u542cSBS\u666e\u901a\u8bdd\u97f3\u9891\u5185\u5bb9\u3002\u8bf7\u5728YouTube\u3001X\u3001Instagram\u3001\u5fae\u535a\u548c\u5fae\u4fe1\u5e73\u53f0\u5173\u6ce8SBS\u4e2d\u6587\uff0c\u4e86\u89e3\u66f4\u591a\u6fb3\u6d32\u65b0\u95fb\u3002<br \/>\nLatest podcast episodes<br \/>\n04:40<br \/>\n\u3010SBS\u65b0\u95fb\u5feb\u62a5\u3011\u836f\u5242\u5e08\u4e89\u53d6\u6269\u5927\u5904\u65b9\u6743 \u533b\u751f\u56e2\u4f53\u5fe7\u5f71\u54cd\u60a3\u8005\u5b89\u5168<br \/>\npodcast episode4 minutes 40 seconds<br \/>\n08:50<br \/>\n\u3010\u89c2\u70b9\u3011\u6f5c\u8247\u91c7\u8d2d\u65b9\u6848\u8c03\u6574\u540e AUKUS\u4e3a\u4f55\u518d\u5f15\u4e89\u8bae\uff1f<br \/>\npodcast episode8 minutes 50 seconds<br \/>\n27:21<br \/>\n\u3010\u73b0\u573a\u8bf4\u6cd5\u3011\u513f\u7ae5\u88ab\u9057\u7559\u8f66\u5185\u8eab\u4ea1 \u9a8c\u5c38\u5b98\u6307\u5411\u8bb0\u5fc6\u5931\u8bef<br \/>\npodcast episode27 minutes 21 seconds<br \/>\n13:00<br \/>\n\u3010\u805a\u7126\u7f8e\u56fd\u3011\u65b0\u60c5\u62a5\u5c40\u957f\u4efb\u547d\u4e89\u8bae \u6c11\u4e3b\u515a\u5019\u9009\u4eba\u4e11\u95fb \u6218\u4e89\u8fdb\u5c55<br \/>\npodcast episode13 minutes<\/p>\n","protected":false},"author":2,"featured_media":58761,"comment_status":"close","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[3],"tags":[],"class_list":["post-62471","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u9000\u4f11\u91d1\u8d85\u8fc740\u4e07\u6fb3\u5143\u4e3a\u4f55\u88ab\u89c6\u4e3a\u91cd\u8981\u7684\u201c\u5206\u754c\u7ebf\u201d\uff1f [ChinaCSR.com] - \u4f01\u4e1a\u793e\u4f1a\u8d23\u4efb<\/title>\n<meta name=\"description\" content=\"Watch FIFA World Cup 2026\u2122 LIVE, FREE and EXCLUSIVE starting June 12 2026 \u9000\u4f11\u91d1\u8d85\u8fc740\u4e07\u6fb3\u5143\u4e3a\u4f55\u88ab\u89c6\u4e3a\u91cd\u8981\u7684\u201c\u5206\u754c\u7ebf\u201d\uff1f Low-balance retirees, particularly older women, are at significantly higher risk of their superannuation running dry. Source: Getty \/ Alfexe \u5982\u679c\u5e0c\u671b\u9000\u4f11\u540e\u8fc7\u4e0a\u8f83\u4e3a\u8212\u9002\u7684\u751f\u6d3b\uff0c\u4ec5\u5173\u6ce8\u9000\u4f11\u91d1\uff08Superannuation\uff09\u7684\u6295\u8d44\u56de\u62a5\u5e76\u4e0d\u591f\uff0c\u9000\u4f11\u91d1\u50a8\u84c4\u548c\u9000\u4f11\u751f\u6d3b\u8d28\u91cf\u8fd8\u53d7\u5230\u5176\u4ed6\u91cd\u8981\u56e0\u7d20\u7684\u5f71\u54cd\uff08\u70b9\u51fb\u64ad\u5ba2\uff0c\u6536\u542c\u8be6\u60c5\uff09\u3002 Published 9 June 2026 4:05pm Updated 13m ago 4:14pm By Rachael Knowles Presented by Xinyu Li Source : SBS Share this with family and friends \u5982\u679c\u5e0c\u671b\u9000\u4f11\u540e\u8fc7\u4e0a\u8f83\u4e3a\u8212\u9002\u7684\u751f\u6d3b\uff0c\u4ec5\u5173\u6ce8\u9000\u4f11\u91d1\uff08Superannuation\uff09\u7684\u6295\u8d44\u56de\u62a5\u5e76\u4e0d\u591f\uff0c\u9000\u4f11\u91d1\u50a8\u84c4\u548c\u9000\u4f11\u751f\u6d3b\u8d28\u91cf\u8fd8\u53d7\u5230\u5176\u4ed6\u91cd\u8981\u56e0\u7d20\u7684\u5f71\u54cd\uff08\u70b9\u51fb\u64ad\u5ba2\uff0c\u6536\u542c\u8be6\u60c5\uff09\u3002 \u4e00\u9879\u65b0\u7814\u7a76\u53d1\u73b0\uff0c\u9000\u4f11\u516c\u79ef\u91d1\uff08\u4e5f\u88ab\u79f0\u4e3a\u9000\u4f11\u91d1\uff09\u8d26\u6237\u4f59\u989d\u4f4e\u4e8e25\u4e07\u6fb3\u5143\u7684\u4eba\uff0c\u5982\u679c\u5e0c\u671b\u7ef4\u6301\u8212\u9002\u7684\u751f\u6d3b\u6c34\u5e73\uff0c\u5176\u50a8\u84c4\u6709\u53ef\u80fd\u5728\u9000\u4f11\u540e10\u5e74\u5185\u8017\u5c3d\uff0c\u8fd9\u5bf9\u5973\u6027\u6765\u8bf4\u5c24\u5176\u53ef\u80fd\u4f1a\u9020\u6210\u4e25\u91cd\u7684\u5f71\u54cd\u3002 \u8499\u7eb3\u58eb\u91d1\u878d\u7814\u7a76\u4e2d\u5fc3\uff08Monash Centre for Financial Studies\uff09\u65b0\u53d1\u5e03\u7684\u7814\u7a76\u6307\u51fa\uff0c\u5728\u5e02\u573a\u4e0d\u7a33\u5b9a\u3001\u9884\u671f\u5bff\u547d\u5ef6\u957f\u4ee5\u53ca\u751f\u6d3b\u6210\u672c\u4e0a\u5347\u7684\u60c5\u51b5\u4e0b\uff0c\u8bb8\u591a\u9000\u4f11\u4eba\u58eb\u6b63\u9762\u4e34\u8270\u96be\u7684\u9009\u62e9\u3002 \u8be5\u7814\u7a76\u62a5\u544a\u7531\u526f\u6559\u6388\u4e4c\u59c6\u00b7\u5362\u65af\u5df4\uff08Ummul Ruthbah\uff09\u548cTrinh Le\u535a\u58eb\u5408\u8457\u3002\u7814\u7a76\u6307\u51fa\u5f71\u54cd\u9000\u4f11\u91d1\u53ef\u6301\u7eed\u6027\u7684\u4e09\u4e2a\u4e3b\u8981\u56e0\u7d20\uff1a\u9000\u4f11\u91d1\u521d\u59cb\u4f59\u989d\u7684\u89c4\u6a21\u3001\u8d26\u6237\u4e2d\u80a1\u7968\u4e0e\u503a\u5238\u7684\u914d\u7f6e\u6bd4\u4f8b\u4ee5\u53ca\u9000\u4f11\u5934\u4e9b\u5e74\u5e02\u573a\u56de\u62a5\u7684\u8868\u73b0\u3002 \u8be5\u7814\u7a76\u6307\u51fa\uff0c\u5982\u679c\u4e00\u4e2a\u4eba\u7684\u9000\u4f11\u91d1\u4f59\u989d\u8d85\u8fc740\u4e07\u6fb3\u5143\uff0c\u65e0\u8bba\u6295\u8d44\u7ec4\u5408\u5982\u4f55\u8bbe\u8ba1\uff0c\u201c\u7ef4\u6301\u6536\u5165\u7684\u53ef\u80fd\u6027\u51e0\u4e4e\u90fd\u53ef\u4ee5\u786e\u5b9a\u201d\u3002 \u6b64\u524d\u5df2\u7ecf\u6709\u90e8\u5206\u4eba\u58eb\u62c5\u5fe7\u9000\u4f11\u91d1\u4f59\u989d\u7684\u6027\u522b\u5dee\u8ddd\u95ee\u9898\uff0c\u8fd9\u4efd\u62a5\u544a\u7684\u53d1\u73b0\u66f4\u4e3a\u589e\u52a0\u4e86\u4eba\u4eec\u5bf9\u8fd9\u4e00\u95ee\u9898\u7684\u5173\u6ce8\u3002 \u63a5\u8fd1\u9000\u4f11\u5e74\u9f84\u7684\u5973\u6027\uff0c\u5176\u9000\u4f11\u91d1\u4f59\u989d\u53ef\u80fd\u6bd4\u540c\u9f84\u7537\u6027\u5c1130%\u5de6\u53f3\u3002\u5c31\u9000\u4f11\u91d1\u4f59\u989d\u7684\u4e2d\u4f4d\u6570\u800c\u8a00\uff0c\u5973\u6027\u4e3a21.2\u4e07\u6fb3\u5143\uff0c\u7537\u6027\u4e3a28.3\u4e07\u6fb3\u5143\u3002 \u5362\u65af\u5df4\u8868\u793a\uff0c\u8fd9\u9879\u7814\u7a76\u5f3a\u8c03\u4e86\u9700\u8981\u201c\u91c7\u53d6\u63aa\u65bd\u63d0\u9ad8\u5973\u6027\u9000\u4f11\u91d1\u50a8\u84c4\u201d\u7684\u5fc5\u8981\u6027\uff0c\u201c\u65e0\u8bba\u662f\u901a\u8fc7\u6709\u9488\u5bf9\u6027\u7684\u7f34\u6b3e\u6fc0\u52b1\u63aa\u65bd\u3001\u901a\u8fc7\u6539\u9769\u53bb\u89e3\u51b3\u804c\u4e1a\u4e2d\u65ad\u548c\u85aa\u916c\u5dee\u8ddd\u7684\u95ee\u9898\uff0c\u6216\u8005\u662f\u52a0\u5f3a\u653f\u5e9c\u798f\u5229\u517b\u8001\u91d1\u5b89\u5168\u7f51\u7684\u4fdd\u969c\u201d\u3002 \u201c\u5bf9\u4e8e\u9000\u4f11\u91d1\u50a8\u84c4\u8fbe\u5230\u4e2d\u4f4d\u6570\u6c34\u5e73\u7684\u5973\u6027\u9000\u4f11\u4eba\u5458\u800c\u8a00\uff0c\u5373\u4fbf\u662f\u5747\u8861\u7684\u6295\u8d44\u7ec4\u5408\uff0c\u5728\u5341\u5e74\u5185\u8017\u5c3d\u7684\u98ce\u9669\u4f9d\u7136\u5f88\u9ad8\uff1b\u800c\u9000\u4f11\u91d1\u50a8\u84c4\u8fbe\u5230\u4e2d\u4f4d\u6570\u6c34\u5e73\u7684\u7537\u6027\uff0c\u5176\u9000\u4f11\u751f\u6d3b\u524d\u666f\u5219\u66f4\u4e3a\u7a33\u59a5\u3002\u201d \u975e\u8425\u5229\u7ec4\u7ec7 Women in Super \u7684\u9996\u5e2d\u6267\u884c\u5b98\u4e54\u00b7\u79d1\u74e6\u5c14\u5947\u514b\uff08Jo Kowalczyk\uff09\u5411SBS\u8868\u793a\uff0c\u9000\u4f11\u65f6\uff0c\u9000\u4f11\u91d1\u4f59\u989d\u8f83\u4f4e\u7684\u5973\u6027\u66f4\u5bb9\u6613\u53d7\u5230\u8d22\u52a1\u51b2\u51fb\u7684\u5f71\u54cd\uff0c\u5e76\u9762\u4e34\u201c\u50a8\u84c4\u65e0\u6cd5\u652f\u6491\u6574\u4e2a\u9000\u4f11\u9636\u6bb5\u201d\u7684\u98ce\u9669\u3002 \u5979\u8bf4\uff1a\u201c\u5bf9\u8bb8\u591a\u5973\u6027\u800c\u8a00\uff0c\u8f83\u4f4e\u7684\u7ec8\u8eab\u6536\u5165\u3001\u56e0\u627f\u62c5\u65e0\u507f\u7167\u62a4\u8d23\u4efb\u800c\u79bb\u5f00\u804c\u573a\u7684\u65f6\u95f4\uff0c\u4ee5\u53ca\u6301\u7eed\u5b58\u5728\u7684\u6027\u522b\u85aa\u916c\u5dee\u8ddd\uff0c\u90fd\u5bf9\u5979\u4eec\u7684\u9000\u4f11\u50a8\u84c4\u4ea7\u751f\u6301\u4e45\u7684\u5f71\u54cd\u3002\u201d \u5979\u5f3a\u8c03\uff0c\u7f29\u5c0f\u9000\u4f11\u91d1\u6027\u522b\u5dee\u8ddd\u4e0d\u4ec5\u4ec5\u662f\u63d0\u9ad8\u8d26\u6237\u4f59\u989d\u7684\u95ee\u9898\uff0c\u66f4\u5173\u4e4e\u5973\u6027\u5728\u9000\u4f11\u540e\u80fd\u5426\u62e5\u6709\u8d22\u52a1\u4fdd\u969c\u3001\u7ecf\u6d4e\u72ec\u7acb\u548c\u5c0a\u4e25\uff0c\u4ece\u800c\u80fd\u591f\u4eab\u53d7\u8212\u9002\u7684\u9000\u4f11\u751f\u6d3b\u3002 \u8be5\u62a5\u544a\u8fd8\u5f97\u51fa\u7ed3\u8bba\uff0c\u65e0\u8bba\u91c7\u53d6\u4f55\u79cd\u6295\u8d44\u7b56\u7565\uff0c\u5982\u679c\u662f\u5c0f\u989d\u9000\u4f11\u91d1\u8d26\u6237\uff0c\u90fd\u65e0\u6cd5\u652f\u6491\u9000\u4f11\u671f\u95f4\u7684\u9ad8\u989d\u5f00\u9500\u3002 \u6b64\u5916\uff0c\u62a5\u544a\u8fd8\u6307\u51fa\uff0c\u5bf9\u4e8e\u62e5\u6709\u8f83\u9ad8\u9000\u4f11\u91d1\u4f59\u989d\u7684\u4eba\u6765\u8bf4\uff0c\u5982\u679c\u6295\u8d44\u8fc7\u4e8e\u4fdd\u5b88\uff0c\u901a\u80c0\u5c06\u6709\u53ef\u80fd\u5bfc\u81f4\u8d44\u91d1\u8d2c\u503c\uff0c\u5e76\u5efa\u8bae\u9002\u5ea6\u6d88\u8d39\u53ef\u80fd\u662f\u6700\u4f73\u7684\u5e73\u8861\u505a\u6cd5\u3002 \u5362\u5df4\u65af\u8868\u793a\uff1a\u201c\u9000\u4f11\u4eba\u58eb\u5982\u679c\u5c06\u652f\u51fa\u76ee\u6807\u5b9a\u5728\u9002\u5ea6\u6c34\u5e73\uff0c\u800c\u975e\u8ffd\u6c42\u66f4\u8212\u9002\u7684\u751f\u6d3b\u65b9\u5f0f\uff1b\u90a3\u4e48\u65e0\u8bba\u914d\u7f6e\u5982\u4f55\uff0c\u5176\u6295\u8d44\u7ec4\u5408\u5728\u5341\u5e74\u5185\u4fdd\u6301\u53ef\u6301\u7eed\u6027\u7684\u53ef\u80fd\u6027\u66f4\u9ad8\u3002\u201d\u5979\u8fd8\u63d0\u5230\uff0c\u4fdd\u6301\u4e00\u5b9a\u6bd4\u4f8b\u7684\u80a1\u7968\u914d\u7f6e\u4ecd\u7136\u5341\u5206\u91cd\u8981\u3002 \u9000\u4f11\u7684\u65f6\u673a\u4e5f\u53ef\u80fd\u662f\u4e00\u4e2a\u5f88\u91cd\u8981\u7684\u56e0\u7d20\uff0c\u8be5\u7814\u7a76\u8868\u660e\uff0c\u5728\u5e02\u573a\u4f4e\u8ff7\u65f6\u671f\u9000\u4f11\u4f1a\u5e26\u6765\u5b9e\u9645\u7684\u635f\u5931\u3002\u4f8b\u5982\uff0c\u62a5\u544a\u53d1\u73b0\uff0c\u5728 2022 \u5e74\u9000\u4f11\u7684\u4eba\uff0c\u7531\u4e8e\u5f53\u65f6\u7684\u80a1\u7968\u548c\u56fa\u5b9a\u6536\u76ca\u5e02\u573a\u5747\u51fa\u73b0\u8d1f\u56de\u62a5\uff0c\u5176\u5341\u5e74\u540e\u7684\u8d22\u52a1\u72b6\u51b5\u5f88\u53ef\u80fd\u660e\u663e\u5dee\u4e8e\u8fdf\u4e00\u5e74\uff08\u53732023\u5e74\uff09\u9000\u4f11\u7684\u4eba\uff0c\u5373\u4f7f\u4ed6\u4eec\u7684\u9000\u4f11\u91d1\u4f59\u989d\u548c\u6295\u8d44\u7b56\u7565\u5b8c\u5168\u76f8\u540c\u3002 \u56e0\u6b64\uff0c\u8be5\u62a5\u544a\u5efa\u8bae\uff0c\u5728\u5e02\u573a\u4e0b\u8dcc\u671f\u95f4\uff0c\u9000\u4f11\u4eba\u58eb\u5e94\u5c3d\u91cf\u907f\u514d\u3001\u5ef6\u540e\u6216\u51cf\u5c11\u63d0\u53d6\u9000\u4f11\u91d1\uff0c\u5e76\u8003\u8651\u7075\u6d3b\u63d0\u6b3e\uff0c\u6839\u636e\u5e02\u573a\u73af\u5883\u548c\u4e2a\u4eba\u9700\u6c42\u8c03\u6574\u63d0\u6b3e\u91d1\u989d\uff0c\u800c\u4e0d\u662f\u6309\u7167\u56fa\u5b9a\u7684\u6bd4\u4f8b\u3002 \u6b64\u5916\uff0c\u6fb3\u5927\u5229\u4e9a\u653f\u5e9c\u8d22\u52a1\u6559\u80b2\u5e73\u53f0Moneysmart\u4e5f\u63d0\u4f9b\u5404\u7c7b\u5efa\u8bae\u2014\u2014\u901a\u8fc7\u4e0d\u540c\u65b9\u5f0f\u589e\u52a0\u81ea\u5df1\u7684\u9000\u4f11\u91d1\u50a8\u84c4\u3002 \u672c\u6587\u4fe1\u606f\u4ec5\u4f9b\u4e00\u822c\u4fe1\u606f\u53c2\u8003\uff0c\u4e0d\u6784\u6210\u8d22\u52a1\u5efa\u8bae\u3002\u60a8\u5e94\u54a8\u8be2\u6301\u6709\u6267\u7167\u7684\u4e13\u4e1a\u4eba\u58eb\uff0c\u4ee5\u505a\u51fa\u6700\u9002\u5408\u60a8\u7684\u51b3\u7b56\u3002 \u6b22\u8fce\u4e0b\u8f7d\u5e94\u7528\u7a0b\u5e8fSBS Audio\uff0c\u8ba2\u9605Mandarin\u3002\u60a8\u4e5f\u53ef\u4ee5\u901a\u8fc7YouTube\u3001Apple Podcasts\u3001Spotify\u7b49\u5e73\u53f0\u968f\u65f6\u6536\u542cSBS\u666e\u901a\u8bdd\u97f3\u9891\u5185\u5bb9\u3002\u8bf7\u5728YouTube\u3001X\u3001Instagram\u3001\u5fae\u535a\u548c\u5fae\u4fe1\u5e73\u53f0\u5173\u6ce8SBS\u4e2d\u6587\uff0c\u4e86\u89e3\u66f4\u591a\u6fb3\u6d32\u65b0\u95fb\u3002 Latest podcast episodes 04:40 \u3010SBS\u65b0\u95fb\u5feb\u62a5\u3011\u836f\u5242\u5e08\u4e89\u53d6\u6269\u5927\u5904\u65b9\u6743 \u533b\u751f\u56e2\u4f53\u5fe7\u5f71\u54cd\u60a3\u8005\u5b89\u5168 podcast episode4 minutes 40 seconds 08:50 \u3010\u89c2\u70b9\u3011\u6f5c\u8247\u91c7\u8d2d\u65b9\u6848\u8c03\u6574\u540e AUKUS\u4e3a\u4f55\u518d\u5f15\u4e89\u8bae\uff1f podcast episode8 minutes 50 seconds 27:21 \u3010\u73b0\u573a\u8bf4\u6cd5\u3011\u513f\u7ae5\u88ab\u9057\u7559\u8f66\u5185\u8eab\u4ea1 \u9a8c\u5c38\u5b98\u6307\u5411\u8bb0\u5fc6\u5931\u8bef podcast episode27 minutes 21 seconds 13:00 \u3010\u805a\u7126\u7f8e\u56fd\u3011\u65b0\u60c5\u62a5\u5c40\u957f\u4efb\u547d\u4e89\u8bae \u6c11\u4e3b\u515a\u5019\u9009\u4eba\u4e11\u95fb \u6218\u4e89\u8fdb\u5c55 podcast episode13 minutes\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.sbs.com.au\/language\/chinese\/zh-hans\/podcast-episode\/the-400k-super-line-that-could-define-how-comfortable-retirement-is\/0tw0vsz13\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u9000\u4f11\u91d1\u8d85\u8fc740\u4e07\u6fb3\u5143\u4e3a\u4f55\u88ab\u89c6\u4e3a\u91cd\u8981\u7684\u201c\u5206\u754c\u7ebf\u201d\uff1f [ChinaCSR.com] - \u4f01\u4e1a\u793e\u4f1a\u8d23\u4efb\" \/>\n<meta property=\"og:description\" content=\"Watch FIFA World Cup 2026\u2122 LIVE, FREE and EXCLUSIVE starting June 12 2026 \u9000\u4f11\u91d1\u8d85\u8fc740\u4e07\u6fb3\u5143\u4e3a\u4f55\u88ab\u89c6\u4e3a\u91cd\u8981\u7684\u201c\u5206\u754c\u7ebf\u201d\uff1f Low-balance retirees, particularly older women, are at significantly higher risk of their superannuation running dry. Source: Getty \/ Alfexe \u5982\u679c\u5e0c\u671b\u9000\u4f11\u540e\u8fc7\u4e0a\u8f83\u4e3a\u8212\u9002\u7684\u751f\u6d3b\uff0c\u4ec5\u5173\u6ce8\u9000\u4f11\u91d1\uff08Superannuation\uff09\u7684\u6295\u8d44\u56de\u62a5\u5e76\u4e0d\u591f\uff0c\u9000\u4f11\u91d1\u50a8\u84c4\u548c\u9000\u4f11\u751f\u6d3b\u8d28\u91cf\u8fd8\u53d7\u5230\u5176\u4ed6\u91cd\u8981\u56e0\u7d20\u7684\u5f71\u54cd\uff08\u70b9\u51fb\u64ad\u5ba2\uff0c\u6536\u542c\u8be6\u60c5\uff09\u3002 Published 9 June 2026 4:05pm Updated 13m ago 4:14pm By Rachael Knowles Presented by Xinyu Li Source : SBS Share this with family and friends \u5982\u679c\u5e0c\u671b\u9000\u4f11\u540e\u8fc7\u4e0a\u8f83\u4e3a\u8212\u9002\u7684\u751f\u6d3b\uff0c\u4ec5\u5173\u6ce8\u9000\u4f11\u91d1\uff08Superannuation\uff09\u7684\u6295\u8d44\u56de\u62a5\u5e76\u4e0d\u591f\uff0c\u9000\u4f11\u91d1\u50a8\u84c4\u548c\u9000\u4f11\u751f\u6d3b\u8d28\u91cf\u8fd8\u53d7\u5230\u5176\u4ed6\u91cd\u8981\u56e0\u7d20\u7684\u5f71\u54cd\uff08\u70b9\u51fb\u64ad\u5ba2\uff0c\u6536\u542c\u8be6\u60c5\uff09\u3002 \u4e00\u9879\u65b0\u7814\u7a76\u53d1\u73b0\uff0c\u9000\u4f11\u516c\u79ef\u91d1\uff08\u4e5f\u88ab\u79f0\u4e3a\u9000\u4f11\u91d1\uff09\u8d26\u6237\u4f59\u989d\u4f4e\u4e8e25\u4e07\u6fb3\u5143\u7684\u4eba\uff0c\u5982\u679c\u5e0c\u671b\u7ef4\u6301\u8212\u9002\u7684\u751f\u6d3b\u6c34\u5e73\uff0c\u5176\u50a8\u84c4\u6709\u53ef\u80fd\u5728\u9000\u4f11\u540e10\u5e74\u5185\u8017\u5c3d\uff0c\u8fd9\u5bf9\u5973\u6027\u6765\u8bf4\u5c24\u5176\u53ef\u80fd\u4f1a\u9020\u6210\u4e25\u91cd\u7684\u5f71\u54cd\u3002 \u8499\u7eb3\u58eb\u91d1\u878d\u7814\u7a76\u4e2d\u5fc3\uff08Monash Centre for Financial Studies\uff09\u65b0\u53d1\u5e03\u7684\u7814\u7a76\u6307\u51fa\uff0c\u5728\u5e02\u573a\u4e0d\u7a33\u5b9a\u3001\u9884\u671f\u5bff\u547d\u5ef6\u957f\u4ee5\u53ca\u751f\u6d3b\u6210\u672c\u4e0a\u5347\u7684\u60c5\u51b5\u4e0b\uff0c\u8bb8\u591a\u9000\u4f11\u4eba\u58eb\u6b63\u9762\u4e34\u8270\u96be\u7684\u9009\u62e9\u3002 \u8be5\u7814\u7a76\u62a5\u544a\u7531\u526f\u6559\u6388\u4e4c\u59c6\u00b7\u5362\u65af\u5df4\uff08Ummul Ruthbah\uff09\u548cTrinh Le\u535a\u58eb\u5408\u8457\u3002\u7814\u7a76\u6307\u51fa\u5f71\u54cd\u9000\u4f11\u91d1\u53ef\u6301\u7eed\u6027\u7684\u4e09\u4e2a\u4e3b\u8981\u56e0\u7d20\uff1a\u9000\u4f11\u91d1\u521d\u59cb\u4f59\u989d\u7684\u89c4\u6a21\u3001\u8d26\u6237\u4e2d\u80a1\u7968\u4e0e\u503a\u5238\u7684\u914d\u7f6e\u6bd4\u4f8b\u4ee5\u53ca\u9000\u4f11\u5934\u4e9b\u5e74\u5e02\u573a\u56de\u62a5\u7684\u8868\u73b0\u3002 \u8be5\u7814\u7a76\u6307\u51fa\uff0c\u5982\u679c\u4e00\u4e2a\u4eba\u7684\u9000\u4f11\u91d1\u4f59\u989d\u8d85\u8fc740\u4e07\u6fb3\u5143\uff0c\u65e0\u8bba\u6295\u8d44\u7ec4\u5408\u5982\u4f55\u8bbe\u8ba1\uff0c\u201c\u7ef4\u6301\u6536\u5165\u7684\u53ef\u80fd\u6027\u51e0\u4e4e\u90fd\u53ef\u4ee5\u786e\u5b9a\u201d\u3002 \u6b64\u524d\u5df2\u7ecf\u6709\u90e8\u5206\u4eba\u58eb\u62c5\u5fe7\u9000\u4f11\u91d1\u4f59\u989d\u7684\u6027\u522b\u5dee\u8ddd\u95ee\u9898\uff0c\u8fd9\u4efd\u62a5\u544a\u7684\u53d1\u73b0\u66f4\u4e3a\u589e\u52a0\u4e86\u4eba\u4eec\u5bf9\u8fd9\u4e00\u95ee\u9898\u7684\u5173\u6ce8\u3002 \u63a5\u8fd1\u9000\u4f11\u5e74\u9f84\u7684\u5973\u6027\uff0c\u5176\u9000\u4f11\u91d1\u4f59\u989d\u53ef\u80fd\u6bd4\u540c\u9f84\u7537\u6027\u5c1130%\u5de6\u53f3\u3002\u5c31\u9000\u4f11\u91d1\u4f59\u989d\u7684\u4e2d\u4f4d\u6570\u800c\u8a00\uff0c\u5973\u6027\u4e3a21.2\u4e07\u6fb3\u5143\uff0c\u7537\u6027\u4e3a28.3\u4e07\u6fb3\u5143\u3002 \u5362\u65af\u5df4\u8868\u793a\uff0c\u8fd9\u9879\u7814\u7a76\u5f3a\u8c03\u4e86\u9700\u8981\u201c\u91c7\u53d6\u63aa\u65bd\u63d0\u9ad8\u5973\u6027\u9000\u4f11\u91d1\u50a8\u84c4\u201d\u7684\u5fc5\u8981\u6027\uff0c\u201c\u65e0\u8bba\u662f\u901a\u8fc7\u6709\u9488\u5bf9\u6027\u7684\u7f34\u6b3e\u6fc0\u52b1\u63aa\u65bd\u3001\u901a\u8fc7\u6539\u9769\u53bb\u89e3\u51b3\u804c\u4e1a\u4e2d\u65ad\u548c\u85aa\u916c\u5dee\u8ddd\u7684\u95ee\u9898\uff0c\u6216\u8005\u662f\u52a0\u5f3a\u653f\u5e9c\u798f\u5229\u517b\u8001\u91d1\u5b89\u5168\u7f51\u7684\u4fdd\u969c\u201d\u3002 \u201c\u5bf9\u4e8e\u9000\u4f11\u91d1\u50a8\u84c4\u8fbe\u5230\u4e2d\u4f4d\u6570\u6c34\u5e73\u7684\u5973\u6027\u9000\u4f11\u4eba\u5458\u800c\u8a00\uff0c\u5373\u4fbf\u662f\u5747\u8861\u7684\u6295\u8d44\u7ec4\u5408\uff0c\u5728\u5341\u5e74\u5185\u8017\u5c3d\u7684\u98ce\u9669\u4f9d\u7136\u5f88\u9ad8\uff1b\u800c\u9000\u4f11\u91d1\u50a8\u84c4\u8fbe\u5230\u4e2d\u4f4d\u6570\u6c34\u5e73\u7684\u7537\u6027\uff0c\u5176\u9000\u4f11\u751f\u6d3b\u524d\u666f\u5219\u66f4\u4e3a\u7a33\u59a5\u3002\u201d \u975e\u8425\u5229\u7ec4\u7ec7 Women in Super \u7684\u9996\u5e2d\u6267\u884c\u5b98\u4e54\u00b7\u79d1\u74e6\u5c14\u5947\u514b\uff08Jo Kowalczyk\uff09\u5411SBS\u8868\u793a\uff0c\u9000\u4f11\u65f6\uff0c\u9000\u4f11\u91d1\u4f59\u989d\u8f83\u4f4e\u7684\u5973\u6027\u66f4\u5bb9\u6613\u53d7\u5230\u8d22\u52a1\u51b2\u51fb\u7684\u5f71\u54cd\uff0c\u5e76\u9762\u4e34\u201c\u50a8\u84c4\u65e0\u6cd5\u652f\u6491\u6574\u4e2a\u9000\u4f11\u9636\u6bb5\u201d\u7684\u98ce\u9669\u3002 \u5979\u8bf4\uff1a\u201c\u5bf9\u8bb8\u591a\u5973\u6027\u800c\u8a00\uff0c\u8f83\u4f4e\u7684\u7ec8\u8eab\u6536\u5165\u3001\u56e0\u627f\u62c5\u65e0\u507f\u7167\u62a4\u8d23\u4efb\u800c\u79bb\u5f00\u804c\u573a\u7684\u65f6\u95f4\uff0c\u4ee5\u53ca\u6301\u7eed\u5b58\u5728\u7684\u6027\u522b\u85aa\u916c\u5dee\u8ddd\uff0c\u90fd\u5bf9\u5979\u4eec\u7684\u9000\u4f11\u50a8\u84c4\u4ea7\u751f\u6301\u4e45\u7684\u5f71\u54cd\u3002\u201d \u5979\u5f3a\u8c03\uff0c\u7f29\u5c0f\u9000\u4f11\u91d1\u6027\u522b\u5dee\u8ddd\u4e0d\u4ec5\u4ec5\u662f\u63d0\u9ad8\u8d26\u6237\u4f59\u989d\u7684\u95ee\u9898\uff0c\u66f4\u5173\u4e4e\u5973\u6027\u5728\u9000\u4f11\u540e\u80fd\u5426\u62e5\u6709\u8d22\u52a1\u4fdd\u969c\u3001\u7ecf\u6d4e\u72ec\u7acb\u548c\u5c0a\u4e25\uff0c\u4ece\u800c\u80fd\u591f\u4eab\u53d7\u8212\u9002\u7684\u9000\u4f11\u751f\u6d3b\u3002 \u8be5\u62a5\u544a\u8fd8\u5f97\u51fa\u7ed3\u8bba\uff0c\u65e0\u8bba\u91c7\u53d6\u4f55\u79cd\u6295\u8d44\u7b56\u7565\uff0c\u5982\u679c\u662f\u5c0f\u989d\u9000\u4f11\u91d1\u8d26\u6237\uff0c\u90fd\u65e0\u6cd5\u652f\u6491\u9000\u4f11\u671f\u95f4\u7684\u9ad8\u989d\u5f00\u9500\u3002 \u6b64\u5916\uff0c\u62a5\u544a\u8fd8\u6307\u51fa\uff0c\u5bf9\u4e8e\u62e5\u6709\u8f83\u9ad8\u9000\u4f11\u91d1\u4f59\u989d\u7684\u4eba\u6765\u8bf4\uff0c\u5982\u679c\u6295\u8d44\u8fc7\u4e8e\u4fdd\u5b88\uff0c\u901a\u80c0\u5c06\u6709\u53ef\u80fd\u5bfc\u81f4\u8d44\u91d1\u8d2c\u503c\uff0c\u5e76\u5efa\u8bae\u9002\u5ea6\u6d88\u8d39\u53ef\u80fd\u662f\u6700\u4f73\u7684\u5e73\u8861\u505a\u6cd5\u3002 \u5362\u5df4\u65af\u8868\u793a\uff1a\u201c\u9000\u4f11\u4eba\u58eb\u5982\u679c\u5c06\u652f\u51fa\u76ee\u6807\u5b9a\u5728\u9002\u5ea6\u6c34\u5e73\uff0c\u800c\u975e\u8ffd\u6c42\u66f4\u8212\u9002\u7684\u751f\u6d3b\u65b9\u5f0f\uff1b\u90a3\u4e48\u65e0\u8bba\u914d\u7f6e\u5982\u4f55\uff0c\u5176\u6295\u8d44\u7ec4\u5408\u5728\u5341\u5e74\u5185\u4fdd\u6301\u53ef\u6301\u7eed\u6027\u7684\u53ef\u80fd\u6027\u66f4\u9ad8\u3002\u201d\u5979\u8fd8\u63d0\u5230\uff0c\u4fdd\u6301\u4e00\u5b9a\u6bd4\u4f8b\u7684\u80a1\u7968\u914d\u7f6e\u4ecd\u7136\u5341\u5206\u91cd\u8981\u3002 \u9000\u4f11\u7684\u65f6\u673a\u4e5f\u53ef\u80fd\u662f\u4e00\u4e2a\u5f88\u91cd\u8981\u7684\u56e0\u7d20\uff0c\u8be5\u7814\u7a76\u8868\u660e\uff0c\u5728\u5e02\u573a\u4f4e\u8ff7\u65f6\u671f\u9000\u4f11\u4f1a\u5e26\u6765\u5b9e\u9645\u7684\u635f\u5931\u3002\u4f8b\u5982\uff0c\u62a5\u544a\u53d1\u73b0\uff0c\u5728 2022 \u5e74\u9000\u4f11\u7684\u4eba\uff0c\u7531\u4e8e\u5f53\u65f6\u7684\u80a1\u7968\u548c\u56fa\u5b9a\u6536\u76ca\u5e02\u573a\u5747\u51fa\u73b0\u8d1f\u56de\u62a5\uff0c\u5176\u5341\u5e74\u540e\u7684\u8d22\u52a1\u72b6\u51b5\u5f88\u53ef\u80fd\u660e\u663e\u5dee\u4e8e\u8fdf\u4e00\u5e74\uff08\u53732023\u5e74\uff09\u9000\u4f11\u7684\u4eba\uff0c\u5373\u4f7f\u4ed6\u4eec\u7684\u9000\u4f11\u91d1\u4f59\u989d\u548c\u6295\u8d44\u7b56\u7565\u5b8c\u5168\u76f8\u540c\u3002 \u56e0\u6b64\uff0c\u8be5\u62a5\u544a\u5efa\u8bae\uff0c\u5728\u5e02\u573a\u4e0b\u8dcc\u671f\u95f4\uff0c\u9000\u4f11\u4eba\u58eb\u5e94\u5c3d\u91cf\u907f\u514d\u3001\u5ef6\u540e\u6216\u51cf\u5c11\u63d0\u53d6\u9000\u4f11\u91d1\uff0c\u5e76\u8003\u8651\u7075\u6d3b\u63d0\u6b3e\uff0c\u6839\u636e\u5e02\u573a\u73af\u5883\u548c\u4e2a\u4eba\u9700\u6c42\u8c03\u6574\u63d0\u6b3e\u91d1\u989d\uff0c\u800c\u4e0d\u662f\u6309\u7167\u56fa\u5b9a\u7684\u6bd4\u4f8b\u3002 \u6b64\u5916\uff0c\u6fb3\u5927\u5229\u4e9a\u653f\u5e9c\u8d22\u52a1\u6559\u80b2\u5e73\u53f0Moneysmart\u4e5f\u63d0\u4f9b\u5404\u7c7b\u5efa\u8bae\u2014\u2014\u901a\u8fc7\u4e0d\u540c\u65b9\u5f0f\u589e\u52a0\u81ea\u5df1\u7684\u9000\u4f11\u91d1\u50a8\u84c4\u3002 \u672c\u6587\u4fe1\u606f\u4ec5\u4f9b\u4e00\u822c\u4fe1\u606f\u53c2\u8003\uff0c\u4e0d\u6784\u6210\u8d22\u52a1\u5efa\u8bae\u3002\u60a8\u5e94\u54a8\u8be2\u6301\u6709\u6267\u7167\u7684\u4e13\u4e1a\u4eba\u58eb\uff0c\u4ee5\u505a\u51fa\u6700\u9002\u5408\u60a8\u7684\u51b3\u7b56\u3002 \u6b22\u8fce\u4e0b\u8f7d\u5e94\u7528\u7a0b\u5e8fSBS Audio\uff0c\u8ba2\u9605Mandarin\u3002\u60a8\u4e5f\u53ef\u4ee5\u901a\u8fc7YouTube\u3001Apple Podcasts\u3001Spotify\u7b49\u5e73\u53f0\u968f\u65f6\u6536\u542cSBS\u666e\u901a\u8bdd\u97f3\u9891\u5185\u5bb9\u3002\u8bf7\u5728YouTube\u3001X\u3001Instagram\u3001\u5fae\u535a\u548c\u5fae\u4fe1\u5e73\u53f0\u5173\u6ce8SBS\u4e2d\u6587\uff0c\u4e86\u89e3\u66f4\u591a\u6fb3\u6d32\u65b0\u95fb\u3002 Latest podcast episodes 04:40 \u3010SBS\u65b0\u95fb\u5feb\u62a5\u3011\u836f\u5242\u5e08\u4e89\u53d6\u6269\u5927\u5904\u65b9\u6743 \u533b\u751f\u56e2\u4f53\u5fe7\u5f71\u54cd\u60a3\u8005\u5b89\u5168 podcast episode4 minutes 40 seconds 08:50 \u3010\u89c2\u70b9\u3011\u6f5c\u8247\u91c7\u8d2d\u65b9\u6848\u8c03\u6574\u540e AUKUS\u4e3a\u4f55\u518d\u5f15\u4e89\u8bae\uff1f podcast episode8 minutes 50 seconds 27:21 \u3010\u73b0\u573a\u8bf4\u6cd5\u3011\u513f\u7ae5\u88ab\u9057\u7559\u8f66\u5185\u8eab\u4ea1 \u9a8c\u5c38\u5b98\u6307\u5411\u8bb0\u5fc6\u5931\u8bef podcast episode27 minutes 21 seconds 13:00 \u3010\u805a\u7126\u7f8e\u56fd\u3011\u65b0\u60c5\u62a5\u5c40\u957f\u4efb\u547d\u4e89\u8bae \u6c11\u4e3b\u515a\u5019\u9009\u4eba\u4e11\u95fb \u6218\u4e89\u8fdb\u5c55 podcast episode13 minutes\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.chinacsr.com\/cn\/2026\/06\/09\/62471\" \/>\n<meta property=\"og:site_name\" content=\"\u4f01\u4e1a\u793e\u4f1a\u8d23\u4efb\" \/>\n<meta property=\"article:published_time\" content=\"2026-06-09T06:05:03+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-06-09T14:12:03+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.chinacsr.com\/cn\/wp-content\/uploads\/chinacsr-logo-large-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"800\" \/>\n\t<meta property=\"og:image:height\" content=\"620\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"\u4f01\u4e1a\u793e\u4f1a\u8d23\u4efb\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"\u4f01\u4e1a\u793e\u4f1a\u8d23\u4efb\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.sbs.com.au\/language\/chinese\/zh-hans\/podcast-episode\/the-400k-super-line-that-could-define-how-comfortable-retirement-is\/0tw0vsz13#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.chinacsr.com\/cn\/2026\/06\/09\/62471\"},\"author\":{\"name\":\"\u4f01\u4e1a\u793e\u4f1a\u8d23\u4efb\",\"@id\":\"https:\/\/www.chinacsr.com\/cn\/#\/schema\/person\/d8db8b1c887ebf36c89bb5aec933514c\"},\"headline\":\"\u9000\u4f11\u91d1\u8d85\u8fc740\u4e07\u6fb3\u5143\u4e3a\u4f55\u88ab\u89c6\u4e3a\u91cd\u8981\u7684\u201c\u5206\u754c\u7ebf\u201d\uff1f\",\"datePublished\":\"2026-06-09T06:05:03+00:00\",\"dateModified\":\"2026-06-09T14:12:03+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.chinacsr.com\/cn\/2026\/06\/09\/62471\"},\"wordCount\":100,\"publisher\":{\"@id\":\"https:\/\/www.chinacsr.com\/cn\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.sbs.com.au\/language\/chinese\/zh-hans\/podcast-episode\/the-400k-super-line-that-could-define-how-comfortable-retirement-is\/0tw0vsz13#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.chinacsr.com\/cn\/wp-content\/uploads\/chinacsr-logo-large-1.jpg\",\"articleSection\":[\"\u5546\u4e1a\u4e0e\u793e\u4f1a\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.chinacsr.com\/cn\/2026\/06\/09\/62471\",\"url\":\"https:\/\/www.sbs.com.au\/language\/chinese\/zh-hans\/podcast-episode\/the-400k-super-line-that-could-define-how-comfortable-retirement-is\/0tw0vsz13\",\"name\":\"\u9000\u4f11\u91d1\u8d85\u8fc740\u4e07\u6fb3\u5143\u4e3a\u4f55\u88ab\u89c6\u4e3a\u91cd\u8981\u7684\u201c\u5206\u754c\u7ebf\u201d\uff1f [ChinaCSR.com] - \u4f01\u4e1a\u793e\u4f1a\u8d23\u4efb\",\"isPartOf\":{\"@id\":\"https:\/\/www.chinacsr.com\/cn\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.sbs.com.au\/language\/chinese\/zh-hans\/podcast-episode\/the-400k-super-line-that-could-define-how-comfortable-retirement-is\/0tw0vsz13#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.sbs.com.au\/language\/chinese\/zh-hans\/podcast-episode\/the-400k-super-line-that-could-define-how-comfortable-retirement-is\/0tw0vsz13#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.chinacsr.com\/cn\/wp-content\/uploads\/chinacsr-logo-large-1.jpg\",\"datePublished\":\"2026-06-09T06:05:03+00:00\",\"dateModified\":\"2026-06-09T14:12:03+00:00\",\"description\":\"Watch FIFA World Cup 2026\u2122 LIVE, FREE and EXCLUSIVE starting June 12 2026 \u9000\u4f11\u91d1\u8d85\u8fc740\u4e07\u6fb3\u5143\u4e3a\u4f55\u88ab\u89c6\u4e3a\u91cd\u8981\u7684\u201c\u5206\u754c\u7ebf\u201d\uff1f Low-balance retirees, particularly older women, are at significantly higher risk of their superannuation running dry. Source: Getty \/ Alfexe \u5982\u679c\u5e0c\u671b\u9000\u4f11\u540e\u8fc7\u4e0a\u8f83\u4e3a\u8212\u9002\u7684\u751f\u6d3b\uff0c\u4ec5\u5173\u6ce8\u9000\u4f11\u91d1\uff08Superannuation\uff09\u7684\u6295\u8d44\u56de\u62a5\u5e76\u4e0d\u591f\uff0c\u9000\u4f11\u91d1\u50a8\u84c4\u548c\u9000\u4f11\u751f\u6d3b\u8d28\u91cf\u8fd8\u53d7\u5230\u5176\u4ed6\u91cd\u8981\u56e0\u7d20\u7684\u5f71\u54cd\uff08\u70b9\u51fb\u64ad\u5ba2\uff0c\u6536\u542c\u8be6\u60c5\uff09\u3002 Published 9 June 2026 4:05pm Updated 13m ago 4:14pm By Rachael Knowles Presented by Xinyu Li Source : SBS Share this with family and friends \u5982\u679c\u5e0c\u671b\u9000\u4f11\u540e\u8fc7\u4e0a\u8f83\u4e3a\u8212\u9002\u7684\u751f\u6d3b\uff0c\u4ec5\u5173\u6ce8\u9000\u4f11\u91d1\uff08Superannuation\uff09\u7684\u6295\u8d44\u56de\u62a5\u5e76\u4e0d\u591f\uff0c\u9000\u4f11\u91d1\u50a8\u84c4\u548c\u9000\u4f11\u751f\u6d3b\u8d28\u91cf\u8fd8\u53d7\u5230\u5176\u4ed6\u91cd\u8981\u56e0\u7d20\u7684\u5f71\u54cd\uff08\u70b9\u51fb\u64ad\u5ba2\uff0c\u6536\u542c\u8be6\u60c5\uff09\u3002 \u4e00\u9879\u65b0\u7814\u7a76\u53d1\u73b0\uff0c\u9000\u4f11\u516c\u79ef\u91d1\uff08\u4e5f\u88ab\u79f0\u4e3a\u9000\u4f11\u91d1\uff09\u8d26\u6237\u4f59\u989d\u4f4e\u4e8e25\u4e07\u6fb3\u5143\u7684\u4eba\uff0c\u5982\u679c\u5e0c\u671b\u7ef4\u6301\u8212\u9002\u7684\u751f\u6d3b\u6c34\u5e73\uff0c\u5176\u50a8\u84c4\u6709\u53ef\u80fd\u5728\u9000\u4f11\u540e10\u5e74\u5185\u8017\u5c3d\uff0c\u8fd9\u5bf9\u5973\u6027\u6765\u8bf4\u5c24\u5176\u53ef\u80fd\u4f1a\u9020\u6210\u4e25\u91cd\u7684\u5f71\u54cd\u3002 \u8499\u7eb3\u58eb\u91d1\u878d\u7814\u7a76\u4e2d\u5fc3\uff08Monash Centre for Financial Studies\uff09\u65b0\u53d1\u5e03\u7684\u7814\u7a76\u6307\u51fa\uff0c\u5728\u5e02\u573a\u4e0d\u7a33\u5b9a\u3001\u9884\u671f\u5bff\u547d\u5ef6\u957f\u4ee5\u53ca\u751f\u6d3b\u6210\u672c\u4e0a\u5347\u7684\u60c5\u51b5\u4e0b\uff0c\u8bb8\u591a\u9000\u4f11\u4eba\u58eb\u6b63\u9762\u4e34\u8270\u96be\u7684\u9009\u62e9\u3002 \u8be5\u7814\u7a76\u62a5\u544a\u7531\u526f\u6559\u6388\u4e4c\u59c6\u00b7\u5362\u65af\u5df4\uff08Ummul Ruthbah\uff09\u548cTrinh Le\u535a\u58eb\u5408\u8457\u3002\u7814\u7a76\u6307\u51fa\u5f71\u54cd\u9000\u4f11\u91d1\u53ef\u6301\u7eed\u6027\u7684\u4e09\u4e2a\u4e3b\u8981\u56e0\u7d20\uff1a\u9000\u4f11\u91d1\u521d\u59cb\u4f59\u989d\u7684\u89c4\u6a21\u3001\u8d26\u6237\u4e2d\u80a1\u7968\u4e0e\u503a\u5238\u7684\u914d\u7f6e\u6bd4\u4f8b\u4ee5\u53ca\u9000\u4f11\u5934\u4e9b\u5e74\u5e02\u573a\u56de\u62a5\u7684\u8868\u73b0\u3002 \u8be5\u7814\u7a76\u6307\u51fa\uff0c\u5982\u679c\u4e00\u4e2a\u4eba\u7684\u9000\u4f11\u91d1\u4f59\u989d\u8d85\u8fc740\u4e07\u6fb3\u5143\uff0c\u65e0\u8bba\u6295\u8d44\u7ec4\u5408\u5982\u4f55\u8bbe\u8ba1\uff0c\u201c\u7ef4\u6301\u6536\u5165\u7684\u53ef\u80fd\u6027\u51e0\u4e4e\u90fd\u53ef\u4ee5\u786e\u5b9a\u201d\u3002 \u6b64\u524d\u5df2\u7ecf\u6709\u90e8\u5206\u4eba\u58eb\u62c5\u5fe7\u9000\u4f11\u91d1\u4f59\u989d\u7684\u6027\u522b\u5dee\u8ddd\u95ee\u9898\uff0c\u8fd9\u4efd\u62a5\u544a\u7684\u53d1\u73b0\u66f4\u4e3a\u589e\u52a0\u4e86\u4eba\u4eec\u5bf9\u8fd9\u4e00\u95ee\u9898\u7684\u5173\u6ce8\u3002 \u63a5\u8fd1\u9000\u4f11\u5e74\u9f84\u7684\u5973\u6027\uff0c\u5176\u9000\u4f11\u91d1\u4f59\u989d\u53ef\u80fd\u6bd4\u540c\u9f84\u7537\u6027\u5c1130%\u5de6\u53f3\u3002\u5c31\u9000\u4f11\u91d1\u4f59\u989d\u7684\u4e2d\u4f4d\u6570\u800c\u8a00\uff0c\u5973\u6027\u4e3a21.2\u4e07\u6fb3\u5143\uff0c\u7537\u6027\u4e3a28.3\u4e07\u6fb3\u5143\u3002 \u5362\u65af\u5df4\u8868\u793a\uff0c\u8fd9\u9879\u7814\u7a76\u5f3a\u8c03\u4e86\u9700\u8981\u201c\u91c7\u53d6\u63aa\u65bd\u63d0\u9ad8\u5973\u6027\u9000\u4f11\u91d1\u50a8\u84c4\u201d\u7684\u5fc5\u8981\u6027\uff0c\u201c\u65e0\u8bba\u662f\u901a\u8fc7\u6709\u9488\u5bf9\u6027\u7684\u7f34\u6b3e\u6fc0\u52b1\u63aa\u65bd\u3001\u901a\u8fc7\u6539\u9769\u53bb\u89e3\u51b3\u804c\u4e1a\u4e2d\u65ad\u548c\u85aa\u916c\u5dee\u8ddd\u7684\u95ee\u9898\uff0c\u6216\u8005\u662f\u52a0\u5f3a\u653f\u5e9c\u798f\u5229\u517b\u8001\u91d1\u5b89\u5168\u7f51\u7684\u4fdd\u969c\u201d\u3002 \u201c\u5bf9\u4e8e\u9000\u4f11\u91d1\u50a8\u84c4\u8fbe\u5230\u4e2d\u4f4d\u6570\u6c34\u5e73\u7684\u5973\u6027\u9000\u4f11\u4eba\u5458\u800c\u8a00\uff0c\u5373\u4fbf\u662f\u5747\u8861\u7684\u6295\u8d44\u7ec4\u5408\uff0c\u5728\u5341\u5e74\u5185\u8017\u5c3d\u7684\u98ce\u9669\u4f9d\u7136\u5f88\u9ad8\uff1b\u800c\u9000\u4f11\u91d1\u50a8\u84c4\u8fbe\u5230\u4e2d\u4f4d\u6570\u6c34\u5e73\u7684\u7537\u6027\uff0c\u5176\u9000\u4f11\u751f\u6d3b\u524d\u666f\u5219\u66f4\u4e3a\u7a33\u59a5\u3002\u201d \u975e\u8425\u5229\u7ec4\u7ec7 Women in Super \u7684\u9996\u5e2d\u6267\u884c\u5b98\u4e54\u00b7\u79d1\u74e6\u5c14\u5947\u514b\uff08Jo Kowalczyk\uff09\u5411SBS\u8868\u793a\uff0c\u9000\u4f11\u65f6\uff0c\u9000\u4f11\u91d1\u4f59\u989d\u8f83\u4f4e\u7684\u5973\u6027\u66f4\u5bb9\u6613\u53d7\u5230\u8d22\u52a1\u51b2\u51fb\u7684\u5f71\u54cd\uff0c\u5e76\u9762\u4e34\u201c\u50a8\u84c4\u65e0\u6cd5\u652f\u6491\u6574\u4e2a\u9000\u4f11\u9636\u6bb5\u201d\u7684\u98ce\u9669\u3002 \u5979\u8bf4\uff1a\u201c\u5bf9\u8bb8\u591a\u5973\u6027\u800c\u8a00\uff0c\u8f83\u4f4e\u7684\u7ec8\u8eab\u6536\u5165\u3001\u56e0\u627f\u62c5\u65e0\u507f\u7167\u62a4\u8d23\u4efb\u800c\u79bb\u5f00\u804c\u573a\u7684\u65f6\u95f4\uff0c\u4ee5\u53ca\u6301\u7eed\u5b58\u5728\u7684\u6027\u522b\u85aa\u916c\u5dee\u8ddd\uff0c\u90fd\u5bf9\u5979\u4eec\u7684\u9000\u4f11\u50a8\u84c4\u4ea7\u751f\u6301\u4e45\u7684\u5f71\u54cd\u3002\u201d \u5979\u5f3a\u8c03\uff0c\u7f29\u5c0f\u9000\u4f11\u91d1\u6027\u522b\u5dee\u8ddd\u4e0d\u4ec5\u4ec5\u662f\u63d0\u9ad8\u8d26\u6237\u4f59\u989d\u7684\u95ee\u9898\uff0c\u66f4\u5173\u4e4e\u5973\u6027\u5728\u9000\u4f11\u540e\u80fd\u5426\u62e5\u6709\u8d22\u52a1\u4fdd\u969c\u3001\u7ecf\u6d4e\u72ec\u7acb\u548c\u5c0a\u4e25\uff0c\u4ece\u800c\u80fd\u591f\u4eab\u53d7\u8212\u9002\u7684\u9000\u4f11\u751f\u6d3b\u3002 \u8be5\u62a5\u544a\u8fd8\u5f97\u51fa\u7ed3\u8bba\uff0c\u65e0\u8bba\u91c7\u53d6\u4f55\u79cd\u6295\u8d44\u7b56\u7565\uff0c\u5982\u679c\u662f\u5c0f\u989d\u9000\u4f11\u91d1\u8d26\u6237\uff0c\u90fd\u65e0\u6cd5\u652f\u6491\u9000\u4f11\u671f\u95f4\u7684\u9ad8\u989d\u5f00\u9500\u3002 \u6b64\u5916\uff0c\u62a5\u544a\u8fd8\u6307\u51fa\uff0c\u5bf9\u4e8e\u62e5\u6709\u8f83\u9ad8\u9000\u4f11\u91d1\u4f59\u989d\u7684\u4eba\u6765\u8bf4\uff0c\u5982\u679c\u6295\u8d44\u8fc7\u4e8e\u4fdd\u5b88\uff0c\u901a\u80c0\u5c06\u6709\u53ef\u80fd\u5bfc\u81f4\u8d44\u91d1\u8d2c\u503c\uff0c\u5e76\u5efa\u8bae\u9002\u5ea6\u6d88\u8d39\u53ef\u80fd\u662f\u6700\u4f73\u7684\u5e73\u8861\u505a\u6cd5\u3002 \u5362\u5df4\u65af\u8868\u793a\uff1a\u201c\u9000\u4f11\u4eba\u58eb\u5982\u679c\u5c06\u652f\u51fa\u76ee\u6807\u5b9a\u5728\u9002\u5ea6\u6c34\u5e73\uff0c\u800c\u975e\u8ffd\u6c42\u66f4\u8212\u9002\u7684\u751f\u6d3b\u65b9\u5f0f\uff1b\u90a3\u4e48\u65e0\u8bba\u914d\u7f6e\u5982\u4f55\uff0c\u5176\u6295\u8d44\u7ec4\u5408\u5728\u5341\u5e74\u5185\u4fdd\u6301\u53ef\u6301\u7eed\u6027\u7684\u53ef\u80fd\u6027\u66f4\u9ad8\u3002\u201d\u5979\u8fd8\u63d0\u5230\uff0c\u4fdd\u6301\u4e00\u5b9a\u6bd4\u4f8b\u7684\u80a1\u7968\u914d\u7f6e\u4ecd\u7136\u5341\u5206\u91cd\u8981\u3002 \u9000\u4f11\u7684\u65f6\u673a\u4e5f\u53ef\u80fd\u662f\u4e00\u4e2a\u5f88\u91cd\u8981\u7684\u56e0\u7d20\uff0c\u8be5\u7814\u7a76\u8868\u660e\uff0c\u5728\u5e02\u573a\u4f4e\u8ff7\u65f6\u671f\u9000\u4f11\u4f1a\u5e26\u6765\u5b9e\u9645\u7684\u635f\u5931\u3002\u4f8b\u5982\uff0c\u62a5\u544a\u53d1\u73b0\uff0c\u5728 2022 \u5e74\u9000\u4f11\u7684\u4eba\uff0c\u7531\u4e8e\u5f53\u65f6\u7684\u80a1\u7968\u548c\u56fa\u5b9a\u6536\u76ca\u5e02\u573a\u5747\u51fa\u73b0\u8d1f\u56de\u62a5\uff0c\u5176\u5341\u5e74\u540e\u7684\u8d22\u52a1\u72b6\u51b5\u5f88\u53ef\u80fd\u660e\u663e\u5dee\u4e8e\u8fdf\u4e00\u5e74\uff08\u53732023\u5e74\uff09\u9000\u4f11\u7684\u4eba\uff0c\u5373\u4f7f\u4ed6\u4eec\u7684\u9000\u4f11\u91d1\u4f59\u989d\u548c\u6295\u8d44\u7b56\u7565\u5b8c\u5168\u76f8\u540c\u3002 \u56e0\u6b64\uff0c\u8be5\u62a5\u544a\u5efa\u8bae\uff0c\u5728\u5e02\u573a\u4e0b\u8dcc\u671f\u95f4\uff0c\u9000\u4f11\u4eba\u58eb\u5e94\u5c3d\u91cf\u907f\u514d\u3001\u5ef6\u540e\u6216\u51cf\u5c11\u63d0\u53d6\u9000\u4f11\u91d1\uff0c\u5e76\u8003\u8651\u7075\u6d3b\u63d0\u6b3e\uff0c\u6839\u636e\u5e02\u573a\u73af\u5883\u548c\u4e2a\u4eba\u9700\u6c42\u8c03\u6574\u63d0\u6b3e\u91d1\u989d\uff0c\u800c\u4e0d\u662f\u6309\u7167\u56fa\u5b9a\u7684\u6bd4\u4f8b\u3002 \u6b64\u5916\uff0c\u6fb3\u5927\u5229\u4e9a\u653f\u5e9c\u8d22\u52a1\u6559\u80b2\u5e73\u53f0Moneysmart\u4e5f\u63d0\u4f9b\u5404\u7c7b\u5efa\u8bae\u2014\u2014\u901a\u8fc7\u4e0d\u540c\u65b9\u5f0f\u589e\u52a0\u81ea\u5df1\u7684\u9000\u4f11\u91d1\u50a8\u84c4\u3002 \u672c\u6587\u4fe1\u606f\u4ec5\u4f9b\u4e00\u822c\u4fe1\u606f\u53c2\u8003\uff0c\u4e0d\u6784\u6210\u8d22\u52a1\u5efa\u8bae\u3002\u60a8\u5e94\u54a8\u8be2\u6301\u6709\u6267\u7167\u7684\u4e13\u4e1a\u4eba\u58eb\uff0c\u4ee5\u505a\u51fa\u6700\u9002\u5408\u60a8\u7684\u51b3\u7b56\u3002 \u6b22\u8fce\u4e0b\u8f7d\u5e94\u7528\u7a0b\u5e8fSBS Audio\uff0c\u8ba2\u9605Mandarin\u3002\u60a8\u4e5f\u53ef\u4ee5\u901a\u8fc7YouTube\u3001Apple Podcasts\u3001Spotify\u7b49\u5e73\u53f0\u968f\u65f6\u6536\u542cSBS\u666e\u901a\u8bdd\u97f3\u9891\u5185\u5bb9\u3002\u8bf7\u5728YouTube\u3001X\u3001Instagram\u3001\u5fae\u535a\u548c\u5fae\u4fe1\u5e73\u53f0\u5173\u6ce8SBS\u4e2d\u6587\uff0c\u4e86\u89e3\u66f4\u591a\u6fb3\u6d32\u65b0\u95fb\u3002 Latest podcast episodes 04:40 \u3010SBS\u65b0\u95fb\u5feb\u62a5\u3011\u836f\u5242\u5e08\u4e89\u53d6\u6269\u5927\u5904\u65b9\u6743 \u533b\u751f\u56e2\u4f53\u5fe7\u5f71\u54cd\u60a3\u8005\u5b89\u5168 podcast episode4 minutes 40 seconds 08:50 \u3010\u89c2\u70b9\u3011\u6f5c\u8247\u91c7\u8d2d\u65b9\u6848\u8c03\u6574\u540e AUKUS\u4e3a\u4f55\u518d\u5f15\u4e89\u8bae\uff1f podcast episode8 minutes 50 seconds 27:21 \u3010\u73b0\u573a\u8bf4\u6cd5\u3011\u513f\u7ae5\u88ab\u9057\u7559\u8f66\u5185\u8eab\u4ea1 \u9a8c\u5c38\u5b98\u6307\u5411\u8bb0\u5fc6\u5931\u8bef podcast episode27 minutes 21 seconds 13:00 \u3010\u805a\u7126\u7f8e\u56fd\u3011\u65b0\u60c5\u62a5\u5c40\u957f\u4efb\u547d\u4e89\u8bae \u6c11\u4e3b\u515a\u5019\u9009\u4eba\u4e11\u95fb \u6218\u4e89\u8fdb\u5c55 podcast episode13 minutes\",\"breadcrumb\":{\"@id\":\"https:\/\/www.sbs.com.au\/language\/chinese\/zh-hans\/podcast-episode\/the-400k-super-line-that-could-define-how-comfortable-retirement-is\/0tw0vsz13#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.sbs.com.au\/language\/chinese\/zh-hans\/podcast-episode\/the-400k-super-line-that-could-define-how-comfortable-retirement-is\/0tw0vsz13\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.sbs.com.au\/language\/chinese\/zh-hans\/podcast-episode\/the-400k-super-line-that-could-define-how-comfortable-retirement-is\/0tw0vsz13#primaryimage\",\"url\":\"https:\/\/www.chinacsr.com\/cn\/wp-content\/uploads\/chinacsr-logo-large-1.jpg\",\"contentUrl\":\"https:\/\/www.chinacsr.com\/cn\/wp-content\/uploads\/chinacsr-logo-large-1.jpg\",\"width\":800,\"height\":620},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.sbs.com.au\/language\/chinese\/zh-hans\/podcast-episode\/the-400k-super-line-that-could-define-how-comfortable-retirement-is\/0tw0vsz13#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.chinacsr.com\/cn\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u9000\u4f11\u91d1\u8d85\u8fc740\u4e07\u6fb3\u5143\u4e3a\u4f55\u88ab\u89c6\u4e3a\u91cd\u8981\u7684\u201c\u5206\u754c\u7ebf\u201d\uff1f\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.chinacsr.com\/cn\/#website\",\"url\":\"https:\/\/www.chinacsr.com\/cn\/\",\"name\":\"\u4f01\u4e1a\u793e\u4f1a\u8d23\u4efb\",\"description\":\"ChinaCSR.com\",\"publisher\":{\"@id\":\"https:\/\/www.chinacsr.com\/cn\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.chinacsr.com\/cn\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.chinacsr.com\/cn\/#organization\",\"name\":\"\u4f01\u4e1a\u793e\u4f1a\u8d23\u4efb\",\"url\":\"https:\/\/www.chinacsr.com\/cn\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.chinacsr.com\/cn\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.chinacsr.com\/cn\/wp-content\/uploads\/chinacsr-logo-large.jpg\",\"contentUrl\":\"https:\/\/www.chinacsr.com\/cn\/wp-content\/uploads\/chinacsr-logo-large.jpg\",\"width\":800,\"height\":620,\"caption\":\"\u4f01\u4e1a\u793e\u4f1a\u8d23\u4efb\"},\"image\":{\"@id\":\"https:\/\/www.chinacsr.com\/cn\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.chinacsr.com\/cn\/#\/schema\/person\/d8db8b1c887ebf36c89bb5aec933514c\",\"name\":\"\u4f01\u4e1a\u793e\u4f1a\u8d23\u4efb\",\"url\":\"https:\/\/www.chinacsr.com\/cn\/zuojia\/640961ba928536506d8626f2de1463432dd5b562\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\u9000\u4f11\u91d1\u8d85\u8fc740\u4e07\u6fb3\u5143\u4e3a\u4f55\u88ab\u89c6\u4e3a\u91cd\u8981\u7684\u201c\u5206\u754c\u7ebf\u201d\uff1f [ChinaCSR.com] - \u4f01\u4e1a\u793e\u4f1a\u8d23\u4efb","description":"Watch FIFA World Cup 2026\u2122 LIVE, FREE and EXCLUSIVE starting June 12 2026 \u9000\u4f11\u91d1\u8d85\u8fc740\u4e07\u6fb3\u5143\u4e3a\u4f55\u88ab\u89c6\u4e3a\u91cd\u8981\u7684\u201c\u5206\u754c\u7ebf\u201d\uff1f Low-balance retirees, particularly older women, are at significantly higher risk of their superannuation running dry. Source: Getty \/ Alfexe \u5982\u679c\u5e0c\u671b\u9000\u4f11\u540e\u8fc7\u4e0a\u8f83\u4e3a\u8212\u9002\u7684\u751f\u6d3b\uff0c\u4ec5\u5173\u6ce8\u9000\u4f11\u91d1\uff08Superannuation\uff09\u7684\u6295\u8d44\u56de\u62a5\u5e76\u4e0d\u591f\uff0c\u9000\u4f11\u91d1\u50a8\u84c4\u548c\u9000\u4f11\u751f\u6d3b\u8d28\u91cf\u8fd8\u53d7\u5230\u5176\u4ed6\u91cd\u8981\u56e0\u7d20\u7684\u5f71\u54cd\uff08\u70b9\u51fb\u64ad\u5ba2\uff0c\u6536\u542c\u8be6\u60c5\uff09\u3002 Published 9 June 2026 4:05pm Updated 13m ago 4:14pm By Rachael Knowles Presented by Xinyu Li Source : SBS Share this with family and friends \u5982\u679c\u5e0c\u671b\u9000\u4f11\u540e\u8fc7\u4e0a\u8f83\u4e3a\u8212\u9002\u7684\u751f\u6d3b\uff0c\u4ec5\u5173\u6ce8\u9000\u4f11\u91d1\uff08Superannuation\uff09\u7684\u6295\u8d44\u56de\u62a5\u5e76\u4e0d\u591f\uff0c\u9000\u4f11\u91d1\u50a8\u84c4\u548c\u9000\u4f11\u751f\u6d3b\u8d28\u91cf\u8fd8\u53d7\u5230\u5176\u4ed6\u91cd\u8981\u56e0\u7d20\u7684\u5f71\u54cd\uff08\u70b9\u51fb\u64ad\u5ba2\uff0c\u6536\u542c\u8be6\u60c5\uff09\u3002 \u4e00\u9879\u65b0\u7814\u7a76\u53d1\u73b0\uff0c\u9000\u4f11\u516c\u79ef\u91d1\uff08\u4e5f\u88ab\u79f0\u4e3a\u9000\u4f11\u91d1\uff09\u8d26\u6237\u4f59\u989d\u4f4e\u4e8e25\u4e07\u6fb3\u5143\u7684\u4eba\uff0c\u5982\u679c\u5e0c\u671b\u7ef4\u6301\u8212\u9002\u7684\u751f\u6d3b\u6c34\u5e73\uff0c\u5176\u50a8\u84c4\u6709\u53ef\u80fd\u5728\u9000\u4f11\u540e10\u5e74\u5185\u8017\u5c3d\uff0c\u8fd9\u5bf9\u5973\u6027\u6765\u8bf4\u5c24\u5176\u53ef\u80fd\u4f1a\u9020\u6210\u4e25\u91cd\u7684\u5f71\u54cd\u3002 \u8499\u7eb3\u58eb\u91d1\u878d\u7814\u7a76\u4e2d\u5fc3\uff08Monash Centre for Financial Studies\uff09\u65b0\u53d1\u5e03\u7684\u7814\u7a76\u6307\u51fa\uff0c\u5728\u5e02\u573a\u4e0d\u7a33\u5b9a\u3001\u9884\u671f\u5bff\u547d\u5ef6\u957f\u4ee5\u53ca\u751f\u6d3b\u6210\u672c\u4e0a\u5347\u7684\u60c5\u51b5\u4e0b\uff0c\u8bb8\u591a\u9000\u4f11\u4eba\u58eb\u6b63\u9762\u4e34\u8270\u96be\u7684\u9009\u62e9\u3002 \u8be5\u7814\u7a76\u62a5\u544a\u7531\u526f\u6559\u6388\u4e4c\u59c6\u00b7\u5362\u65af\u5df4\uff08Ummul Ruthbah\uff09\u548cTrinh Le\u535a\u58eb\u5408\u8457\u3002\u7814\u7a76\u6307\u51fa\u5f71\u54cd\u9000\u4f11\u91d1\u53ef\u6301\u7eed\u6027\u7684\u4e09\u4e2a\u4e3b\u8981\u56e0\u7d20\uff1a\u9000\u4f11\u91d1\u521d\u59cb\u4f59\u989d\u7684\u89c4\u6a21\u3001\u8d26\u6237\u4e2d\u80a1\u7968\u4e0e\u503a\u5238\u7684\u914d\u7f6e\u6bd4\u4f8b\u4ee5\u53ca\u9000\u4f11\u5934\u4e9b\u5e74\u5e02\u573a\u56de\u62a5\u7684\u8868\u73b0\u3002 \u8be5\u7814\u7a76\u6307\u51fa\uff0c\u5982\u679c\u4e00\u4e2a\u4eba\u7684\u9000\u4f11\u91d1\u4f59\u989d\u8d85\u8fc740\u4e07\u6fb3\u5143\uff0c\u65e0\u8bba\u6295\u8d44\u7ec4\u5408\u5982\u4f55\u8bbe\u8ba1\uff0c\u201c\u7ef4\u6301\u6536\u5165\u7684\u53ef\u80fd\u6027\u51e0\u4e4e\u90fd\u53ef\u4ee5\u786e\u5b9a\u201d\u3002 \u6b64\u524d\u5df2\u7ecf\u6709\u90e8\u5206\u4eba\u58eb\u62c5\u5fe7\u9000\u4f11\u91d1\u4f59\u989d\u7684\u6027\u522b\u5dee\u8ddd\u95ee\u9898\uff0c\u8fd9\u4efd\u62a5\u544a\u7684\u53d1\u73b0\u66f4\u4e3a\u589e\u52a0\u4e86\u4eba\u4eec\u5bf9\u8fd9\u4e00\u95ee\u9898\u7684\u5173\u6ce8\u3002 \u63a5\u8fd1\u9000\u4f11\u5e74\u9f84\u7684\u5973\u6027\uff0c\u5176\u9000\u4f11\u91d1\u4f59\u989d\u53ef\u80fd\u6bd4\u540c\u9f84\u7537\u6027\u5c1130%\u5de6\u53f3\u3002\u5c31\u9000\u4f11\u91d1\u4f59\u989d\u7684\u4e2d\u4f4d\u6570\u800c\u8a00\uff0c\u5973\u6027\u4e3a21.2\u4e07\u6fb3\u5143\uff0c\u7537\u6027\u4e3a28.3\u4e07\u6fb3\u5143\u3002 \u5362\u65af\u5df4\u8868\u793a\uff0c\u8fd9\u9879\u7814\u7a76\u5f3a\u8c03\u4e86\u9700\u8981\u201c\u91c7\u53d6\u63aa\u65bd\u63d0\u9ad8\u5973\u6027\u9000\u4f11\u91d1\u50a8\u84c4\u201d\u7684\u5fc5\u8981\u6027\uff0c\u201c\u65e0\u8bba\u662f\u901a\u8fc7\u6709\u9488\u5bf9\u6027\u7684\u7f34\u6b3e\u6fc0\u52b1\u63aa\u65bd\u3001\u901a\u8fc7\u6539\u9769\u53bb\u89e3\u51b3\u804c\u4e1a\u4e2d\u65ad\u548c\u85aa\u916c\u5dee\u8ddd\u7684\u95ee\u9898\uff0c\u6216\u8005\u662f\u52a0\u5f3a\u653f\u5e9c\u798f\u5229\u517b\u8001\u91d1\u5b89\u5168\u7f51\u7684\u4fdd\u969c\u201d\u3002 \u201c\u5bf9\u4e8e\u9000\u4f11\u91d1\u50a8\u84c4\u8fbe\u5230\u4e2d\u4f4d\u6570\u6c34\u5e73\u7684\u5973\u6027\u9000\u4f11\u4eba\u5458\u800c\u8a00\uff0c\u5373\u4fbf\u662f\u5747\u8861\u7684\u6295\u8d44\u7ec4\u5408\uff0c\u5728\u5341\u5e74\u5185\u8017\u5c3d\u7684\u98ce\u9669\u4f9d\u7136\u5f88\u9ad8\uff1b\u800c\u9000\u4f11\u91d1\u50a8\u84c4\u8fbe\u5230\u4e2d\u4f4d\u6570\u6c34\u5e73\u7684\u7537\u6027\uff0c\u5176\u9000\u4f11\u751f\u6d3b\u524d\u666f\u5219\u66f4\u4e3a\u7a33\u59a5\u3002\u201d \u975e\u8425\u5229\u7ec4\u7ec7 Women in Super \u7684\u9996\u5e2d\u6267\u884c\u5b98\u4e54\u00b7\u79d1\u74e6\u5c14\u5947\u514b\uff08Jo Kowalczyk\uff09\u5411SBS\u8868\u793a\uff0c\u9000\u4f11\u65f6\uff0c\u9000\u4f11\u91d1\u4f59\u989d\u8f83\u4f4e\u7684\u5973\u6027\u66f4\u5bb9\u6613\u53d7\u5230\u8d22\u52a1\u51b2\u51fb\u7684\u5f71\u54cd\uff0c\u5e76\u9762\u4e34\u201c\u50a8\u84c4\u65e0\u6cd5\u652f\u6491\u6574\u4e2a\u9000\u4f11\u9636\u6bb5\u201d\u7684\u98ce\u9669\u3002 \u5979\u8bf4\uff1a\u201c\u5bf9\u8bb8\u591a\u5973\u6027\u800c\u8a00\uff0c\u8f83\u4f4e\u7684\u7ec8\u8eab\u6536\u5165\u3001\u56e0\u627f\u62c5\u65e0\u507f\u7167\u62a4\u8d23\u4efb\u800c\u79bb\u5f00\u804c\u573a\u7684\u65f6\u95f4\uff0c\u4ee5\u53ca\u6301\u7eed\u5b58\u5728\u7684\u6027\u522b\u85aa\u916c\u5dee\u8ddd\uff0c\u90fd\u5bf9\u5979\u4eec\u7684\u9000\u4f11\u50a8\u84c4\u4ea7\u751f\u6301\u4e45\u7684\u5f71\u54cd\u3002\u201d \u5979\u5f3a\u8c03\uff0c\u7f29\u5c0f\u9000\u4f11\u91d1\u6027\u522b\u5dee\u8ddd\u4e0d\u4ec5\u4ec5\u662f\u63d0\u9ad8\u8d26\u6237\u4f59\u989d\u7684\u95ee\u9898\uff0c\u66f4\u5173\u4e4e\u5973\u6027\u5728\u9000\u4f11\u540e\u80fd\u5426\u62e5\u6709\u8d22\u52a1\u4fdd\u969c\u3001\u7ecf\u6d4e\u72ec\u7acb\u548c\u5c0a\u4e25\uff0c\u4ece\u800c\u80fd\u591f\u4eab\u53d7\u8212\u9002\u7684\u9000\u4f11\u751f\u6d3b\u3002 \u8be5\u62a5\u544a\u8fd8\u5f97\u51fa\u7ed3\u8bba\uff0c\u65e0\u8bba\u91c7\u53d6\u4f55\u79cd\u6295\u8d44\u7b56\u7565\uff0c\u5982\u679c\u662f\u5c0f\u989d\u9000\u4f11\u91d1\u8d26\u6237\uff0c\u90fd\u65e0\u6cd5\u652f\u6491\u9000\u4f11\u671f\u95f4\u7684\u9ad8\u989d\u5f00\u9500\u3002 \u6b64\u5916\uff0c\u62a5\u544a\u8fd8\u6307\u51fa\uff0c\u5bf9\u4e8e\u62e5\u6709\u8f83\u9ad8\u9000\u4f11\u91d1\u4f59\u989d\u7684\u4eba\u6765\u8bf4\uff0c\u5982\u679c\u6295\u8d44\u8fc7\u4e8e\u4fdd\u5b88\uff0c\u901a\u80c0\u5c06\u6709\u53ef\u80fd\u5bfc\u81f4\u8d44\u91d1\u8d2c\u503c\uff0c\u5e76\u5efa\u8bae\u9002\u5ea6\u6d88\u8d39\u53ef\u80fd\u662f\u6700\u4f73\u7684\u5e73\u8861\u505a\u6cd5\u3002 \u5362\u5df4\u65af\u8868\u793a\uff1a\u201c\u9000\u4f11\u4eba\u58eb\u5982\u679c\u5c06\u652f\u51fa\u76ee\u6807\u5b9a\u5728\u9002\u5ea6\u6c34\u5e73\uff0c\u800c\u975e\u8ffd\u6c42\u66f4\u8212\u9002\u7684\u751f\u6d3b\u65b9\u5f0f\uff1b\u90a3\u4e48\u65e0\u8bba\u914d\u7f6e\u5982\u4f55\uff0c\u5176\u6295\u8d44\u7ec4\u5408\u5728\u5341\u5e74\u5185\u4fdd\u6301\u53ef\u6301\u7eed\u6027\u7684\u53ef\u80fd\u6027\u66f4\u9ad8\u3002\u201d\u5979\u8fd8\u63d0\u5230\uff0c\u4fdd\u6301\u4e00\u5b9a\u6bd4\u4f8b\u7684\u80a1\u7968\u914d\u7f6e\u4ecd\u7136\u5341\u5206\u91cd\u8981\u3002 \u9000\u4f11\u7684\u65f6\u673a\u4e5f\u53ef\u80fd\u662f\u4e00\u4e2a\u5f88\u91cd\u8981\u7684\u56e0\u7d20\uff0c\u8be5\u7814\u7a76\u8868\u660e\uff0c\u5728\u5e02\u573a\u4f4e\u8ff7\u65f6\u671f\u9000\u4f11\u4f1a\u5e26\u6765\u5b9e\u9645\u7684\u635f\u5931\u3002\u4f8b\u5982\uff0c\u62a5\u544a\u53d1\u73b0\uff0c\u5728 2022 \u5e74\u9000\u4f11\u7684\u4eba\uff0c\u7531\u4e8e\u5f53\u65f6\u7684\u80a1\u7968\u548c\u56fa\u5b9a\u6536\u76ca\u5e02\u573a\u5747\u51fa\u73b0\u8d1f\u56de\u62a5\uff0c\u5176\u5341\u5e74\u540e\u7684\u8d22\u52a1\u72b6\u51b5\u5f88\u53ef\u80fd\u660e\u663e\u5dee\u4e8e\u8fdf\u4e00\u5e74\uff08\u53732023\u5e74\uff09\u9000\u4f11\u7684\u4eba\uff0c\u5373\u4f7f\u4ed6\u4eec\u7684\u9000\u4f11\u91d1\u4f59\u989d\u548c\u6295\u8d44\u7b56\u7565\u5b8c\u5168\u76f8\u540c\u3002 \u56e0\u6b64\uff0c\u8be5\u62a5\u544a\u5efa\u8bae\uff0c\u5728\u5e02\u573a\u4e0b\u8dcc\u671f\u95f4\uff0c\u9000\u4f11\u4eba\u58eb\u5e94\u5c3d\u91cf\u907f\u514d\u3001\u5ef6\u540e\u6216\u51cf\u5c11\u63d0\u53d6\u9000\u4f11\u91d1\uff0c\u5e76\u8003\u8651\u7075\u6d3b\u63d0\u6b3e\uff0c\u6839\u636e\u5e02\u573a\u73af\u5883\u548c\u4e2a\u4eba\u9700\u6c42\u8c03\u6574\u63d0\u6b3e\u91d1\u989d\uff0c\u800c\u4e0d\u662f\u6309\u7167\u56fa\u5b9a\u7684\u6bd4\u4f8b\u3002 \u6b64\u5916\uff0c\u6fb3\u5927\u5229\u4e9a\u653f\u5e9c\u8d22\u52a1\u6559\u80b2\u5e73\u53f0Moneysmart\u4e5f\u63d0\u4f9b\u5404\u7c7b\u5efa\u8bae\u2014\u2014\u901a\u8fc7\u4e0d\u540c\u65b9\u5f0f\u589e\u52a0\u81ea\u5df1\u7684\u9000\u4f11\u91d1\u50a8\u84c4\u3002 \u672c\u6587\u4fe1\u606f\u4ec5\u4f9b\u4e00\u822c\u4fe1\u606f\u53c2\u8003\uff0c\u4e0d\u6784\u6210\u8d22\u52a1\u5efa\u8bae\u3002\u60a8\u5e94\u54a8\u8be2\u6301\u6709\u6267\u7167\u7684\u4e13\u4e1a\u4eba\u58eb\uff0c\u4ee5\u505a\u51fa\u6700\u9002\u5408\u60a8\u7684\u51b3\u7b56\u3002 \u6b22\u8fce\u4e0b\u8f7d\u5e94\u7528\u7a0b\u5e8fSBS Audio\uff0c\u8ba2\u9605Mandarin\u3002\u60a8\u4e5f\u53ef\u4ee5\u901a\u8fc7YouTube\u3001Apple Podcasts\u3001Spotify\u7b49\u5e73\u53f0\u968f\u65f6\u6536\u542cSBS\u666e\u901a\u8bdd\u97f3\u9891\u5185\u5bb9\u3002\u8bf7\u5728YouTube\u3001X\u3001Instagram\u3001\u5fae\u535a\u548c\u5fae\u4fe1\u5e73\u53f0\u5173\u6ce8SBS\u4e2d\u6587\uff0c\u4e86\u89e3\u66f4\u591a\u6fb3\u6d32\u65b0\u95fb\u3002 Latest podcast episodes 04:40 \u3010SBS\u65b0\u95fb\u5feb\u62a5\u3011\u836f\u5242\u5e08\u4e89\u53d6\u6269\u5927\u5904\u65b9\u6743 \u533b\u751f\u56e2\u4f53\u5fe7\u5f71\u54cd\u60a3\u8005\u5b89\u5168 podcast episode4 minutes 40 seconds 08:50 \u3010\u89c2\u70b9\u3011\u6f5c\u8247\u91c7\u8d2d\u65b9\u6848\u8c03\u6574\u540e AUKUS\u4e3a\u4f55\u518d\u5f15\u4e89\u8bae\uff1f podcast episode8 minutes 50 seconds 27:21 \u3010\u73b0\u573a\u8bf4\u6cd5\u3011\u513f\u7ae5\u88ab\u9057\u7559\u8f66\u5185\u8eab\u4ea1 \u9a8c\u5c38\u5b98\u6307\u5411\u8bb0\u5fc6\u5931\u8bef podcast episode27 minutes 21 seconds 13:00 \u3010\u805a\u7126\u7f8e\u56fd\u3011\u65b0\u60c5\u62a5\u5c40\u957f\u4efb\u547d\u4e89\u8bae \u6c11\u4e3b\u515a\u5019\u9009\u4eba\u4e11\u95fb \u6218\u4e89\u8fdb\u5c55 podcast episode13 minutes","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.sbs.com.au\/language\/chinese\/zh-hans\/podcast-episode\/the-400k-super-line-that-could-define-how-comfortable-retirement-is\/0tw0vsz13","og_locale":"en_US","og_type":"article","og_title":"\u9000\u4f11\u91d1\u8d85\u8fc740\u4e07\u6fb3\u5143\u4e3a\u4f55\u88ab\u89c6\u4e3a\u91cd\u8981\u7684\u201c\u5206\u754c\u7ebf\u201d\uff1f [ChinaCSR.com] - \u4f01\u4e1a\u793e\u4f1a\u8d23\u4efb","og_description":"Watch FIFA World Cup 2026\u2122 LIVE, FREE and EXCLUSIVE starting June 12 2026 \u9000\u4f11\u91d1\u8d85\u8fc740\u4e07\u6fb3\u5143\u4e3a\u4f55\u88ab\u89c6\u4e3a\u91cd\u8981\u7684\u201c\u5206\u754c\u7ebf\u201d\uff1f Low-balance retirees, particularly older women, are at significantly higher risk of their superannuation running dry. Source: Getty \/ Alfexe \u5982\u679c\u5e0c\u671b\u9000\u4f11\u540e\u8fc7\u4e0a\u8f83\u4e3a\u8212\u9002\u7684\u751f\u6d3b\uff0c\u4ec5\u5173\u6ce8\u9000\u4f11\u91d1\uff08Superannuation\uff09\u7684\u6295\u8d44\u56de\u62a5\u5e76\u4e0d\u591f\uff0c\u9000\u4f11\u91d1\u50a8\u84c4\u548c\u9000\u4f11\u751f\u6d3b\u8d28\u91cf\u8fd8\u53d7\u5230\u5176\u4ed6\u91cd\u8981\u56e0\u7d20\u7684\u5f71\u54cd\uff08\u70b9\u51fb\u64ad\u5ba2\uff0c\u6536\u542c\u8be6\u60c5\uff09\u3002 Published 9 June 2026 4:05pm Updated 13m ago 4:14pm By Rachael Knowles Presented by Xinyu Li Source : SBS Share this with family and friends \u5982\u679c\u5e0c\u671b\u9000\u4f11\u540e\u8fc7\u4e0a\u8f83\u4e3a\u8212\u9002\u7684\u751f\u6d3b\uff0c\u4ec5\u5173\u6ce8\u9000\u4f11\u91d1\uff08Superannuation\uff09\u7684\u6295\u8d44\u56de\u62a5\u5e76\u4e0d\u591f\uff0c\u9000\u4f11\u91d1\u50a8\u84c4\u548c\u9000\u4f11\u751f\u6d3b\u8d28\u91cf\u8fd8\u53d7\u5230\u5176\u4ed6\u91cd\u8981\u56e0\u7d20\u7684\u5f71\u54cd\uff08\u70b9\u51fb\u64ad\u5ba2\uff0c\u6536\u542c\u8be6\u60c5\uff09\u3002 \u4e00\u9879\u65b0\u7814\u7a76\u53d1\u73b0\uff0c\u9000\u4f11\u516c\u79ef\u91d1\uff08\u4e5f\u88ab\u79f0\u4e3a\u9000\u4f11\u91d1\uff09\u8d26\u6237\u4f59\u989d\u4f4e\u4e8e25\u4e07\u6fb3\u5143\u7684\u4eba\uff0c\u5982\u679c\u5e0c\u671b\u7ef4\u6301\u8212\u9002\u7684\u751f\u6d3b\u6c34\u5e73\uff0c\u5176\u50a8\u84c4\u6709\u53ef\u80fd\u5728\u9000\u4f11\u540e10\u5e74\u5185\u8017\u5c3d\uff0c\u8fd9\u5bf9\u5973\u6027\u6765\u8bf4\u5c24\u5176\u53ef\u80fd\u4f1a\u9020\u6210\u4e25\u91cd\u7684\u5f71\u54cd\u3002 \u8499\u7eb3\u58eb\u91d1\u878d\u7814\u7a76\u4e2d\u5fc3\uff08Monash Centre for Financial Studies\uff09\u65b0\u53d1\u5e03\u7684\u7814\u7a76\u6307\u51fa\uff0c\u5728\u5e02\u573a\u4e0d\u7a33\u5b9a\u3001\u9884\u671f\u5bff\u547d\u5ef6\u957f\u4ee5\u53ca\u751f\u6d3b\u6210\u672c\u4e0a\u5347\u7684\u60c5\u51b5\u4e0b\uff0c\u8bb8\u591a\u9000\u4f11\u4eba\u58eb\u6b63\u9762\u4e34\u8270\u96be\u7684\u9009\u62e9\u3002 \u8be5\u7814\u7a76\u62a5\u544a\u7531\u526f\u6559\u6388\u4e4c\u59c6\u00b7\u5362\u65af\u5df4\uff08Ummul Ruthbah\uff09\u548cTrinh Le\u535a\u58eb\u5408\u8457\u3002\u7814\u7a76\u6307\u51fa\u5f71\u54cd\u9000\u4f11\u91d1\u53ef\u6301\u7eed\u6027\u7684\u4e09\u4e2a\u4e3b\u8981\u56e0\u7d20\uff1a\u9000\u4f11\u91d1\u521d\u59cb\u4f59\u989d\u7684\u89c4\u6a21\u3001\u8d26\u6237\u4e2d\u80a1\u7968\u4e0e\u503a\u5238\u7684\u914d\u7f6e\u6bd4\u4f8b\u4ee5\u53ca\u9000\u4f11\u5934\u4e9b\u5e74\u5e02\u573a\u56de\u62a5\u7684\u8868\u73b0\u3002 \u8be5\u7814\u7a76\u6307\u51fa\uff0c\u5982\u679c\u4e00\u4e2a\u4eba\u7684\u9000\u4f11\u91d1\u4f59\u989d\u8d85\u8fc740\u4e07\u6fb3\u5143\uff0c\u65e0\u8bba\u6295\u8d44\u7ec4\u5408\u5982\u4f55\u8bbe\u8ba1\uff0c\u201c\u7ef4\u6301\u6536\u5165\u7684\u53ef\u80fd\u6027\u51e0\u4e4e\u90fd\u53ef\u4ee5\u786e\u5b9a\u201d\u3002 \u6b64\u524d\u5df2\u7ecf\u6709\u90e8\u5206\u4eba\u58eb\u62c5\u5fe7\u9000\u4f11\u91d1\u4f59\u989d\u7684\u6027\u522b\u5dee\u8ddd\u95ee\u9898\uff0c\u8fd9\u4efd\u62a5\u544a\u7684\u53d1\u73b0\u66f4\u4e3a\u589e\u52a0\u4e86\u4eba\u4eec\u5bf9\u8fd9\u4e00\u95ee\u9898\u7684\u5173\u6ce8\u3002 \u63a5\u8fd1\u9000\u4f11\u5e74\u9f84\u7684\u5973\u6027\uff0c\u5176\u9000\u4f11\u91d1\u4f59\u989d\u53ef\u80fd\u6bd4\u540c\u9f84\u7537\u6027\u5c1130%\u5de6\u53f3\u3002\u5c31\u9000\u4f11\u91d1\u4f59\u989d\u7684\u4e2d\u4f4d\u6570\u800c\u8a00\uff0c\u5973\u6027\u4e3a21.2\u4e07\u6fb3\u5143\uff0c\u7537\u6027\u4e3a28.3\u4e07\u6fb3\u5143\u3002 \u5362\u65af\u5df4\u8868\u793a\uff0c\u8fd9\u9879\u7814\u7a76\u5f3a\u8c03\u4e86\u9700\u8981\u201c\u91c7\u53d6\u63aa\u65bd\u63d0\u9ad8\u5973\u6027\u9000\u4f11\u91d1\u50a8\u84c4\u201d\u7684\u5fc5\u8981\u6027\uff0c\u201c\u65e0\u8bba\u662f\u901a\u8fc7\u6709\u9488\u5bf9\u6027\u7684\u7f34\u6b3e\u6fc0\u52b1\u63aa\u65bd\u3001\u901a\u8fc7\u6539\u9769\u53bb\u89e3\u51b3\u804c\u4e1a\u4e2d\u65ad\u548c\u85aa\u916c\u5dee\u8ddd\u7684\u95ee\u9898\uff0c\u6216\u8005\u662f\u52a0\u5f3a\u653f\u5e9c\u798f\u5229\u517b\u8001\u91d1\u5b89\u5168\u7f51\u7684\u4fdd\u969c\u201d\u3002 \u201c\u5bf9\u4e8e\u9000\u4f11\u91d1\u50a8\u84c4\u8fbe\u5230\u4e2d\u4f4d\u6570\u6c34\u5e73\u7684\u5973\u6027\u9000\u4f11\u4eba\u5458\u800c\u8a00\uff0c\u5373\u4fbf\u662f\u5747\u8861\u7684\u6295\u8d44\u7ec4\u5408\uff0c\u5728\u5341\u5e74\u5185\u8017\u5c3d\u7684\u98ce\u9669\u4f9d\u7136\u5f88\u9ad8\uff1b\u800c\u9000\u4f11\u91d1\u50a8\u84c4\u8fbe\u5230\u4e2d\u4f4d\u6570\u6c34\u5e73\u7684\u7537\u6027\uff0c\u5176\u9000\u4f11\u751f\u6d3b\u524d\u666f\u5219\u66f4\u4e3a\u7a33\u59a5\u3002\u201d \u975e\u8425\u5229\u7ec4\u7ec7 Women in Super \u7684\u9996\u5e2d\u6267\u884c\u5b98\u4e54\u00b7\u79d1\u74e6\u5c14\u5947\u514b\uff08Jo Kowalczyk\uff09\u5411SBS\u8868\u793a\uff0c\u9000\u4f11\u65f6\uff0c\u9000\u4f11\u91d1\u4f59\u989d\u8f83\u4f4e\u7684\u5973\u6027\u66f4\u5bb9\u6613\u53d7\u5230\u8d22\u52a1\u51b2\u51fb\u7684\u5f71\u54cd\uff0c\u5e76\u9762\u4e34\u201c\u50a8\u84c4\u65e0\u6cd5\u652f\u6491\u6574\u4e2a\u9000\u4f11\u9636\u6bb5\u201d\u7684\u98ce\u9669\u3002 \u5979\u8bf4\uff1a\u201c\u5bf9\u8bb8\u591a\u5973\u6027\u800c\u8a00\uff0c\u8f83\u4f4e\u7684\u7ec8\u8eab\u6536\u5165\u3001\u56e0\u627f\u62c5\u65e0\u507f\u7167\u62a4\u8d23\u4efb\u800c\u79bb\u5f00\u804c\u573a\u7684\u65f6\u95f4\uff0c\u4ee5\u53ca\u6301\u7eed\u5b58\u5728\u7684\u6027\u522b\u85aa\u916c\u5dee\u8ddd\uff0c\u90fd\u5bf9\u5979\u4eec\u7684\u9000\u4f11\u50a8\u84c4\u4ea7\u751f\u6301\u4e45\u7684\u5f71\u54cd\u3002\u201d \u5979\u5f3a\u8c03\uff0c\u7f29\u5c0f\u9000\u4f11\u91d1\u6027\u522b\u5dee\u8ddd\u4e0d\u4ec5\u4ec5\u662f\u63d0\u9ad8\u8d26\u6237\u4f59\u989d\u7684\u95ee\u9898\uff0c\u66f4\u5173\u4e4e\u5973\u6027\u5728\u9000\u4f11\u540e\u80fd\u5426\u62e5\u6709\u8d22\u52a1\u4fdd\u969c\u3001\u7ecf\u6d4e\u72ec\u7acb\u548c\u5c0a\u4e25\uff0c\u4ece\u800c\u80fd\u591f\u4eab\u53d7\u8212\u9002\u7684\u9000\u4f11\u751f\u6d3b\u3002 \u8be5\u62a5\u544a\u8fd8\u5f97\u51fa\u7ed3\u8bba\uff0c\u65e0\u8bba\u91c7\u53d6\u4f55\u79cd\u6295\u8d44\u7b56\u7565\uff0c\u5982\u679c\u662f\u5c0f\u989d\u9000\u4f11\u91d1\u8d26\u6237\uff0c\u90fd\u65e0\u6cd5\u652f\u6491\u9000\u4f11\u671f\u95f4\u7684\u9ad8\u989d\u5f00\u9500\u3002 \u6b64\u5916\uff0c\u62a5\u544a\u8fd8\u6307\u51fa\uff0c\u5bf9\u4e8e\u62e5\u6709\u8f83\u9ad8\u9000\u4f11\u91d1\u4f59\u989d\u7684\u4eba\u6765\u8bf4\uff0c\u5982\u679c\u6295\u8d44\u8fc7\u4e8e\u4fdd\u5b88\uff0c\u901a\u80c0\u5c06\u6709\u53ef\u80fd\u5bfc\u81f4\u8d44\u91d1\u8d2c\u503c\uff0c\u5e76\u5efa\u8bae\u9002\u5ea6\u6d88\u8d39\u53ef\u80fd\u662f\u6700\u4f73\u7684\u5e73\u8861\u505a\u6cd5\u3002 \u5362\u5df4\u65af\u8868\u793a\uff1a\u201c\u9000\u4f11\u4eba\u58eb\u5982\u679c\u5c06\u652f\u51fa\u76ee\u6807\u5b9a\u5728\u9002\u5ea6\u6c34\u5e73\uff0c\u800c\u975e\u8ffd\u6c42\u66f4\u8212\u9002\u7684\u751f\u6d3b\u65b9\u5f0f\uff1b\u90a3\u4e48\u65e0\u8bba\u914d\u7f6e\u5982\u4f55\uff0c\u5176\u6295\u8d44\u7ec4\u5408\u5728\u5341\u5e74\u5185\u4fdd\u6301\u53ef\u6301\u7eed\u6027\u7684\u53ef\u80fd\u6027\u66f4\u9ad8\u3002\u201d\u5979\u8fd8\u63d0\u5230\uff0c\u4fdd\u6301\u4e00\u5b9a\u6bd4\u4f8b\u7684\u80a1\u7968\u914d\u7f6e\u4ecd\u7136\u5341\u5206\u91cd\u8981\u3002 \u9000\u4f11\u7684\u65f6\u673a\u4e5f\u53ef\u80fd\u662f\u4e00\u4e2a\u5f88\u91cd\u8981\u7684\u56e0\u7d20\uff0c\u8be5\u7814\u7a76\u8868\u660e\uff0c\u5728\u5e02\u573a\u4f4e\u8ff7\u65f6\u671f\u9000\u4f11\u4f1a\u5e26\u6765\u5b9e\u9645\u7684\u635f\u5931\u3002\u4f8b\u5982\uff0c\u62a5\u544a\u53d1\u73b0\uff0c\u5728 2022 \u5e74\u9000\u4f11\u7684\u4eba\uff0c\u7531\u4e8e\u5f53\u65f6\u7684\u80a1\u7968\u548c\u56fa\u5b9a\u6536\u76ca\u5e02\u573a\u5747\u51fa\u73b0\u8d1f\u56de\u62a5\uff0c\u5176\u5341\u5e74\u540e\u7684\u8d22\u52a1\u72b6\u51b5\u5f88\u53ef\u80fd\u660e\u663e\u5dee\u4e8e\u8fdf\u4e00\u5e74\uff08\u53732023\u5e74\uff09\u9000\u4f11\u7684\u4eba\uff0c\u5373\u4f7f\u4ed6\u4eec\u7684\u9000\u4f11\u91d1\u4f59\u989d\u548c\u6295\u8d44\u7b56\u7565\u5b8c\u5168\u76f8\u540c\u3002 \u56e0\u6b64\uff0c\u8be5\u62a5\u544a\u5efa\u8bae\uff0c\u5728\u5e02\u573a\u4e0b\u8dcc\u671f\u95f4\uff0c\u9000\u4f11\u4eba\u58eb\u5e94\u5c3d\u91cf\u907f\u514d\u3001\u5ef6\u540e\u6216\u51cf\u5c11\u63d0\u53d6\u9000\u4f11\u91d1\uff0c\u5e76\u8003\u8651\u7075\u6d3b\u63d0\u6b3e\uff0c\u6839\u636e\u5e02\u573a\u73af\u5883\u548c\u4e2a\u4eba\u9700\u6c42\u8c03\u6574\u63d0\u6b3e\u91d1\u989d\uff0c\u800c\u4e0d\u662f\u6309\u7167\u56fa\u5b9a\u7684\u6bd4\u4f8b\u3002 \u6b64\u5916\uff0c\u6fb3\u5927\u5229\u4e9a\u653f\u5e9c\u8d22\u52a1\u6559\u80b2\u5e73\u53f0Moneysmart\u4e5f\u63d0\u4f9b\u5404\u7c7b\u5efa\u8bae\u2014\u2014\u901a\u8fc7\u4e0d\u540c\u65b9\u5f0f\u589e\u52a0\u81ea\u5df1\u7684\u9000\u4f11\u91d1\u50a8\u84c4\u3002 \u672c\u6587\u4fe1\u606f\u4ec5\u4f9b\u4e00\u822c\u4fe1\u606f\u53c2\u8003\uff0c\u4e0d\u6784\u6210\u8d22\u52a1\u5efa\u8bae\u3002\u60a8\u5e94\u54a8\u8be2\u6301\u6709\u6267\u7167\u7684\u4e13\u4e1a\u4eba\u58eb\uff0c\u4ee5\u505a\u51fa\u6700\u9002\u5408\u60a8\u7684\u51b3\u7b56\u3002 \u6b22\u8fce\u4e0b\u8f7d\u5e94\u7528\u7a0b\u5e8fSBS Audio\uff0c\u8ba2\u9605Mandarin\u3002\u60a8\u4e5f\u53ef\u4ee5\u901a\u8fc7YouTube\u3001Apple Podcasts\u3001Spotify\u7b49\u5e73\u53f0\u968f\u65f6\u6536\u542cSBS\u666e\u901a\u8bdd\u97f3\u9891\u5185\u5bb9\u3002\u8bf7\u5728YouTube\u3001X\u3001Instagram\u3001\u5fae\u535a\u548c\u5fae\u4fe1\u5e73\u53f0\u5173\u6ce8SBS\u4e2d\u6587\uff0c\u4e86\u89e3\u66f4\u591a\u6fb3\u6d32\u65b0\u95fb\u3002 Latest podcast episodes 04:40 \u3010SBS\u65b0\u95fb\u5feb\u62a5\u3011\u836f\u5242\u5e08\u4e89\u53d6\u6269\u5927\u5904\u65b9\u6743 \u533b\u751f\u56e2\u4f53\u5fe7\u5f71\u54cd\u60a3\u8005\u5b89\u5168 podcast episode4 minutes 40 seconds 08:50 \u3010\u89c2\u70b9\u3011\u6f5c\u8247\u91c7\u8d2d\u65b9\u6848\u8c03\u6574\u540e AUKUS\u4e3a\u4f55\u518d\u5f15\u4e89\u8bae\uff1f podcast episode8 minutes 50 seconds 27:21 \u3010\u73b0\u573a\u8bf4\u6cd5\u3011\u513f\u7ae5\u88ab\u9057\u7559\u8f66\u5185\u8eab\u4ea1 \u9a8c\u5c38\u5b98\u6307\u5411\u8bb0\u5fc6\u5931\u8bef podcast episode27 minutes 21 seconds 13:00 \u3010\u805a\u7126\u7f8e\u56fd\u3011\u65b0\u60c5\u62a5\u5c40\u957f\u4efb\u547d\u4e89\u8bae \u6c11\u4e3b\u515a\u5019\u9009\u4eba\u4e11\u95fb \u6218\u4e89\u8fdb\u5c55 podcast episode13 minutes","og_url":"https:\/\/www.chinacsr.com\/cn\/2026\/06\/09\/62471","og_site_name":"\u4f01\u4e1a\u793e\u4f1a\u8d23\u4efb","article_published_time":"2026-06-09T06:05:03+00:00","article_modified_time":"2026-06-09T14:12:03+00:00","og_image":[{"width":800,"height":620,"url":"https:\/\/www.chinacsr.com\/cn\/wp-content\/uploads\/chinacsr-logo-large-1.jpg","type":"image\/jpeg"}],"author":"\u4f01\u4e1a\u793e\u4f1a\u8d23\u4efb","twitter_card":"summary_large_image","twitter_misc":{"Written by":"\u4f01\u4e1a\u793e\u4f1a\u8d23\u4efb","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.sbs.com.au\/language\/chinese\/zh-hans\/podcast-episode\/the-400k-super-line-that-could-define-how-comfortable-retirement-is\/0tw0vsz13#article","isPartOf":{"@id":"https:\/\/www.chinacsr.com\/cn\/2026\/06\/09\/62471"},"author":{"name":"\u4f01\u4e1a\u793e\u4f1a\u8d23\u4efb","@id":"https:\/\/www.chinacsr.com\/cn\/#\/schema\/person\/d8db8b1c887ebf36c89bb5aec933514c"},"headline":"\u9000\u4f11\u91d1\u8d85\u8fc740\u4e07\u6fb3\u5143\u4e3a\u4f55\u88ab\u89c6\u4e3a\u91cd\u8981\u7684\u201c\u5206\u754c\u7ebf\u201d\uff1f","datePublished":"2026-06-09T06:05:03+00:00","dateModified":"2026-06-09T14:12:03+00:00","mainEntityOfPage":{"@id":"https:\/\/www.chinacsr.com\/cn\/2026\/06\/09\/62471"},"wordCount":100,"publisher":{"@id":"https:\/\/www.chinacsr.com\/cn\/#organization"},"image":{"@id":"https:\/\/www.sbs.com.au\/language\/chinese\/zh-hans\/podcast-episode\/the-400k-super-line-that-could-define-how-comfortable-retirement-is\/0tw0vsz13#primaryimage"},"thumbnailUrl":"https:\/\/www.chinacsr.com\/cn\/wp-content\/uploads\/chinacsr-logo-large-1.jpg","articleSection":["\u5546\u4e1a\u4e0e\u793e\u4f1a"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.chinacsr.com\/cn\/2026\/06\/09\/62471","url":"https:\/\/www.sbs.com.au\/language\/chinese\/zh-hans\/podcast-episode\/the-400k-super-line-that-could-define-how-comfortable-retirement-is\/0tw0vsz13","name":"\u9000\u4f11\u91d1\u8d85\u8fc740\u4e07\u6fb3\u5143\u4e3a\u4f55\u88ab\u89c6\u4e3a\u91cd\u8981\u7684\u201c\u5206\u754c\u7ebf\u201d\uff1f [ChinaCSR.com] - \u4f01\u4e1a\u793e\u4f1a\u8d23\u4efb","isPartOf":{"@id":"https:\/\/www.chinacsr.com\/cn\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.sbs.com.au\/language\/chinese\/zh-hans\/podcast-episode\/the-400k-super-line-that-could-define-how-comfortable-retirement-is\/0tw0vsz13#primaryimage"},"image":{"@id":"https:\/\/www.sbs.com.au\/language\/chinese\/zh-hans\/podcast-episode\/the-400k-super-line-that-could-define-how-comfortable-retirement-is\/0tw0vsz13#primaryimage"},"thumbnailUrl":"https:\/\/www.chinacsr.com\/cn\/wp-content\/uploads\/chinacsr-logo-large-1.jpg","datePublished":"2026-06-09T06:05:03+00:00","dateModified":"2026-06-09T14:12:03+00:00","description":"Watch FIFA World Cup 2026\u2122 LIVE, FREE and EXCLUSIVE starting June 12 2026 \u9000\u4f11\u91d1\u8d85\u8fc740\u4e07\u6fb3\u5143\u4e3a\u4f55\u88ab\u89c6\u4e3a\u91cd\u8981\u7684\u201c\u5206\u754c\u7ebf\u201d\uff1f Low-balance retirees, particularly older women, are at significantly higher risk of their superannuation running dry. Source: Getty \/ Alfexe \u5982\u679c\u5e0c\u671b\u9000\u4f11\u540e\u8fc7\u4e0a\u8f83\u4e3a\u8212\u9002\u7684\u751f\u6d3b\uff0c\u4ec5\u5173\u6ce8\u9000\u4f11\u91d1\uff08Superannuation\uff09\u7684\u6295\u8d44\u56de\u62a5\u5e76\u4e0d\u591f\uff0c\u9000\u4f11\u91d1\u50a8\u84c4\u548c\u9000\u4f11\u751f\u6d3b\u8d28\u91cf\u8fd8\u53d7\u5230\u5176\u4ed6\u91cd\u8981\u56e0\u7d20\u7684\u5f71\u54cd\uff08\u70b9\u51fb\u64ad\u5ba2\uff0c\u6536\u542c\u8be6\u60c5\uff09\u3002 Published 9 June 2026 4:05pm Updated 13m ago 4:14pm By Rachael Knowles Presented by Xinyu Li Source : SBS Share this with family and friends \u5982\u679c\u5e0c\u671b\u9000\u4f11\u540e\u8fc7\u4e0a\u8f83\u4e3a\u8212\u9002\u7684\u751f\u6d3b\uff0c\u4ec5\u5173\u6ce8\u9000\u4f11\u91d1\uff08Superannuation\uff09\u7684\u6295\u8d44\u56de\u62a5\u5e76\u4e0d\u591f\uff0c\u9000\u4f11\u91d1\u50a8\u84c4\u548c\u9000\u4f11\u751f\u6d3b\u8d28\u91cf\u8fd8\u53d7\u5230\u5176\u4ed6\u91cd\u8981\u56e0\u7d20\u7684\u5f71\u54cd\uff08\u70b9\u51fb\u64ad\u5ba2\uff0c\u6536\u542c\u8be6\u60c5\uff09\u3002 \u4e00\u9879\u65b0\u7814\u7a76\u53d1\u73b0\uff0c\u9000\u4f11\u516c\u79ef\u91d1\uff08\u4e5f\u88ab\u79f0\u4e3a\u9000\u4f11\u91d1\uff09\u8d26\u6237\u4f59\u989d\u4f4e\u4e8e25\u4e07\u6fb3\u5143\u7684\u4eba\uff0c\u5982\u679c\u5e0c\u671b\u7ef4\u6301\u8212\u9002\u7684\u751f\u6d3b\u6c34\u5e73\uff0c\u5176\u50a8\u84c4\u6709\u53ef\u80fd\u5728\u9000\u4f11\u540e10\u5e74\u5185\u8017\u5c3d\uff0c\u8fd9\u5bf9\u5973\u6027\u6765\u8bf4\u5c24\u5176\u53ef\u80fd\u4f1a\u9020\u6210\u4e25\u91cd\u7684\u5f71\u54cd\u3002 \u8499\u7eb3\u58eb\u91d1\u878d\u7814\u7a76\u4e2d\u5fc3\uff08Monash Centre for Financial Studies\uff09\u65b0\u53d1\u5e03\u7684\u7814\u7a76\u6307\u51fa\uff0c\u5728\u5e02\u573a\u4e0d\u7a33\u5b9a\u3001\u9884\u671f\u5bff\u547d\u5ef6\u957f\u4ee5\u53ca\u751f\u6d3b\u6210\u672c\u4e0a\u5347\u7684\u60c5\u51b5\u4e0b\uff0c\u8bb8\u591a\u9000\u4f11\u4eba\u58eb\u6b63\u9762\u4e34\u8270\u96be\u7684\u9009\u62e9\u3002 \u8be5\u7814\u7a76\u62a5\u544a\u7531\u526f\u6559\u6388\u4e4c\u59c6\u00b7\u5362\u65af\u5df4\uff08Ummul Ruthbah\uff09\u548cTrinh Le\u535a\u58eb\u5408\u8457\u3002\u7814\u7a76\u6307\u51fa\u5f71\u54cd\u9000\u4f11\u91d1\u53ef\u6301\u7eed\u6027\u7684\u4e09\u4e2a\u4e3b\u8981\u56e0\u7d20\uff1a\u9000\u4f11\u91d1\u521d\u59cb\u4f59\u989d\u7684\u89c4\u6a21\u3001\u8d26\u6237\u4e2d\u80a1\u7968\u4e0e\u503a\u5238\u7684\u914d\u7f6e\u6bd4\u4f8b\u4ee5\u53ca\u9000\u4f11\u5934\u4e9b\u5e74\u5e02\u573a\u56de\u62a5\u7684\u8868\u73b0\u3002 \u8be5\u7814\u7a76\u6307\u51fa\uff0c\u5982\u679c\u4e00\u4e2a\u4eba\u7684\u9000\u4f11\u91d1\u4f59\u989d\u8d85\u8fc740\u4e07\u6fb3\u5143\uff0c\u65e0\u8bba\u6295\u8d44\u7ec4\u5408\u5982\u4f55\u8bbe\u8ba1\uff0c\u201c\u7ef4\u6301\u6536\u5165\u7684\u53ef\u80fd\u6027\u51e0\u4e4e\u90fd\u53ef\u4ee5\u786e\u5b9a\u201d\u3002 \u6b64\u524d\u5df2\u7ecf\u6709\u90e8\u5206\u4eba\u58eb\u62c5\u5fe7\u9000\u4f11\u91d1\u4f59\u989d\u7684\u6027\u522b\u5dee\u8ddd\u95ee\u9898\uff0c\u8fd9\u4efd\u62a5\u544a\u7684\u53d1\u73b0\u66f4\u4e3a\u589e\u52a0\u4e86\u4eba\u4eec\u5bf9\u8fd9\u4e00\u95ee\u9898\u7684\u5173\u6ce8\u3002 \u63a5\u8fd1\u9000\u4f11\u5e74\u9f84\u7684\u5973\u6027\uff0c\u5176\u9000\u4f11\u91d1\u4f59\u989d\u53ef\u80fd\u6bd4\u540c\u9f84\u7537\u6027\u5c1130%\u5de6\u53f3\u3002\u5c31\u9000\u4f11\u91d1\u4f59\u989d\u7684\u4e2d\u4f4d\u6570\u800c\u8a00\uff0c\u5973\u6027\u4e3a21.2\u4e07\u6fb3\u5143\uff0c\u7537\u6027\u4e3a28.3\u4e07\u6fb3\u5143\u3002 \u5362\u65af\u5df4\u8868\u793a\uff0c\u8fd9\u9879\u7814\u7a76\u5f3a\u8c03\u4e86\u9700\u8981\u201c\u91c7\u53d6\u63aa\u65bd\u63d0\u9ad8\u5973\u6027\u9000\u4f11\u91d1\u50a8\u84c4\u201d\u7684\u5fc5\u8981\u6027\uff0c\u201c\u65e0\u8bba\u662f\u901a\u8fc7\u6709\u9488\u5bf9\u6027\u7684\u7f34\u6b3e\u6fc0\u52b1\u63aa\u65bd\u3001\u901a\u8fc7\u6539\u9769\u53bb\u89e3\u51b3\u804c\u4e1a\u4e2d\u65ad\u548c\u85aa\u916c\u5dee\u8ddd\u7684\u95ee\u9898\uff0c\u6216\u8005\u662f\u52a0\u5f3a\u653f\u5e9c\u798f\u5229\u517b\u8001\u91d1\u5b89\u5168\u7f51\u7684\u4fdd\u969c\u201d\u3002 \u201c\u5bf9\u4e8e\u9000\u4f11\u91d1\u50a8\u84c4\u8fbe\u5230\u4e2d\u4f4d\u6570\u6c34\u5e73\u7684\u5973\u6027\u9000\u4f11\u4eba\u5458\u800c\u8a00\uff0c\u5373\u4fbf\u662f\u5747\u8861\u7684\u6295\u8d44\u7ec4\u5408\uff0c\u5728\u5341\u5e74\u5185\u8017\u5c3d\u7684\u98ce\u9669\u4f9d\u7136\u5f88\u9ad8\uff1b\u800c\u9000\u4f11\u91d1\u50a8\u84c4\u8fbe\u5230\u4e2d\u4f4d\u6570\u6c34\u5e73\u7684\u7537\u6027\uff0c\u5176\u9000\u4f11\u751f\u6d3b\u524d\u666f\u5219\u66f4\u4e3a\u7a33\u59a5\u3002\u201d \u975e\u8425\u5229\u7ec4\u7ec7 Women in Super \u7684\u9996\u5e2d\u6267\u884c\u5b98\u4e54\u00b7\u79d1\u74e6\u5c14\u5947\u514b\uff08Jo Kowalczyk\uff09\u5411SBS\u8868\u793a\uff0c\u9000\u4f11\u65f6\uff0c\u9000\u4f11\u91d1\u4f59\u989d\u8f83\u4f4e\u7684\u5973\u6027\u66f4\u5bb9\u6613\u53d7\u5230\u8d22\u52a1\u51b2\u51fb\u7684\u5f71\u54cd\uff0c\u5e76\u9762\u4e34\u201c\u50a8\u84c4\u65e0\u6cd5\u652f\u6491\u6574\u4e2a\u9000\u4f11\u9636\u6bb5\u201d\u7684\u98ce\u9669\u3002 \u5979\u8bf4\uff1a\u201c\u5bf9\u8bb8\u591a\u5973\u6027\u800c\u8a00\uff0c\u8f83\u4f4e\u7684\u7ec8\u8eab\u6536\u5165\u3001\u56e0\u627f\u62c5\u65e0\u507f\u7167\u62a4\u8d23\u4efb\u800c\u79bb\u5f00\u804c\u573a\u7684\u65f6\u95f4\uff0c\u4ee5\u53ca\u6301\u7eed\u5b58\u5728\u7684\u6027\u522b\u85aa\u916c\u5dee\u8ddd\uff0c\u90fd\u5bf9\u5979\u4eec\u7684\u9000\u4f11\u50a8\u84c4\u4ea7\u751f\u6301\u4e45\u7684\u5f71\u54cd\u3002\u201d \u5979\u5f3a\u8c03\uff0c\u7f29\u5c0f\u9000\u4f11\u91d1\u6027\u522b\u5dee\u8ddd\u4e0d\u4ec5\u4ec5\u662f\u63d0\u9ad8\u8d26\u6237\u4f59\u989d\u7684\u95ee\u9898\uff0c\u66f4\u5173\u4e4e\u5973\u6027\u5728\u9000\u4f11\u540e\u80fd\u5426\u62e5\u6709\u8d22\u52a1\u4fdd\u969c\u3001\u7ecf\u6d4e\u72ec\u7acb\u548c\u5c0a\u4e25\uff0c\u4ece\u800c\u80fd\u591f\u4eab\u53d7\u8212\u9002\u7684\u9000\u4f11\u751f\u6d3b\u3002 \u8be5\u62a5\u544a\u8fd8\u5f97\u51fa\u7ed3\u8bba\uff0c\u65e0\u8bba\u91c7\u53d6\u4f55\u79cd\u6295\u8d44\u7b56\u7565\uff0c\u5982\u679c\u662f\u5c0f\u989d\u9000\u4f11\u91d1\u8d26\u6237\uff0c\u90fd\u65e0\u6cd5\u652f\u6491\u9000\u4f11\u671f\u95f4\u7684\u9ad8\u989d\u5f00\u9500\u3002 \u6b64\u5916\uff0c\u62a5\u544a\u8fd8\u6307\u51fa\uff0c\u5bf9\u4e8e\u62e5\u6709\u8f83\u9ad8\u9000\u4f11\u91d1\u4f59\u989d\u7684\u4eba\u6765\u8bf4\uff0c\u5982\u679c\u6295\u8d44\u8fc7\u4e8e\u4fdd\u5b88\uff0c\u901a\u80c0\u5c06\u6709\u53ef\u80fd\u5bfc\u81f4\u8d44\u91d1\u8d2c\u503c\uff0c\u5e76\u5efa\u8bae\u9002\u5ea6\u6d88\u8d39\u53ef\u80fd\u662f\u6700\u4f73\u7684\u5e73\u8861\u505a\u6cd5\u3002 \u5362\u5df4\u65af\u8868\u793a\uff1a\u201c\u9000\u4f11\u4eba\u58eb\u5982\u679c\u5c06\u652f\u51fa\u76ee\u6807\u5b9a\u5728\u9002\u5ea6\u6c34\u5e73\uff0c\u800c\u975e\u8ffd\u6c42\u66f4\u8212\u9002\u7684\u751f\u6d3b\u65b9\u5f0f\uff1b\u90a3\u4e48\u65e0\u8bba\u914d\u7f6e\u5982\u4f55\uff0c\u5176\u6295\u8d44\u7ec4\u5408\u5728\u5341\u5e74\u5185\u4fdd\u6301\u53ef\u6301\u7eed\u6027\u7684\u53ef\u80fd\u6027\u66f4\u9ad8\u3002\u201d\u5979\u8fd8\u63d0\u5230\uff0c\u4fdd\u6301\u4e00\u5b9a\u6bd4\u4f8b\u7684\u80a1\u7968\u914d\u7f6e\u4ecd\u7136\u5341\u5206\u91cd\u8981\u3002 \u9000\u4f11\u7684\u65f6\u673a\u4e5f\u53ef\u80fd\u662f\u4e00\u4e2a\u5f88\u91cd\u8981\u7684\u56e0\u7d20\uff0c\u8be5\u7814\u7a76\u8868\u660e\uff0c\u5728\u5e02\u573a\u4f4e\u8ff7\u65f6\u671f\u9000\u4f11\u4f1a\u5e26\u6765\u5b9e\u9645\u7684\u635f\u5931\u3002\u4f8b\u5982\uff0c\u62a5\u544a\u53d1\u73b0\uff0c\u5728 2022 \u5e74\u9000\u4f11\u7684\u4eba\uff0c\u7531\u4e8e\u5f53\u65f6\u7684\u80a1\u7968\u548c\u56fa\u5b9a\u6536\u76ca\u5e02\u573a\u5747\u51fa\u73b0\u8d1f\u56de\u62a5\uff0c\u5176\u5341\u5e74\u540e\u7684\u8d22\u52a1\u72b6\u51b5\u5f88\u53ef\u80fd\u660e\u663e\u5dee\u4e8e\u8fdf\u4e00\u5e74\uff08\u53732023\u5e74\uff09\u9000\u4f11\u7684\u4eba\uff0c\u5373\u4f7f\u4ed6\u4eec\u7684\u9000\u4f11\u91d1\u4f59\u989d\u548c\u6295\u8d44\u7b56\u7565\u5b8c\u5168\u76f8\u540c\u3002 \u56e0\u6b64\uff0c\u8be5\u62a5\u544a\u5efa\u8bae\uff0c\u5728\u5e02\u573a\u4e0b\u8dcc\u671f\u95f4\uff0c\u9000\u4f11\u4eba\u58eb\u5e94\u5c3d\u91cf\u907f\u514d\u3001\u5ef6\u540e\u6216\u51cf\u5c11\u63d0\u53d6\u9000\u4f11\u91d1\uff0c\u5e76\u8003\u8651\u7075\u6d3b\u63d0\u6b3e\uff0c\u6839\u636e\u5e02\u573a\u73af\u5883\u548c\u4e2a\u4eba\u9700\u6c42\u8c03\u6574\u63d0\u6b3e\u91d1\u989d\uff0c\u800c\u4e0d\u662f\u6309\u7167\u56fa\u5b9a\u7684\u6bd4\u4f8b\u3002 \u6b64\u5916\uff0c\u6fb3\u5927\u5229\u4e9a\u653f\u5e9c\u8d22\u52a1\u6559\u80b2\u5e73\u53f0Moneysmart\u4e5f\u63d0\u4f9b\u5404\u7c7b\u5efa\u8bae\u2014\u2014\u901a\u8fc7\u4e0d\u540c\u65b9\u5f0f\u589e\u52a0\u81ea\u5df1\u7684\u9000\u4f11\u91d1\u50a8\u84c4\u3002 \u672c\u6587\u4fe1\u606f\u4ec5\u4f9b\u4e00\u822c\u4fe1\u606f\u53c2\u8003\uff0c\u4e0d\u6784\u6210\u8d22\u52a1\u5efa\u8bae\u3002\u60a8\u5e94\u54a8\u8be2\u6301\u6709\u6267\u7167\u7684\u4e13\u4e1a\u4eba\u58eb\uff0c\u4ee5\u505a\u51fa\u6700\u9002\u5408\u60a8\u7684\u51b3\u7b56\u3002 \u6b22\u8fce\u4e0b\u8f7d\u5e94\u7528\u7a0b\u5e8fSBS Audio\uff0c\u8ba2\u9605Mandarin\u3002\u60a8\u4e5f\u53ef\u4ee5\u901a\u8fc7YouTube\u3001Apple Podcasts\u3001Spotify\u7b49\u5e73\u53f0\u968f\u65f6\u6536\u542cSBS\u666e\u901a\u8bdd\u97f3\u9891\u5185\u5bb9\u3002\u8bf7\u5728YouTube\u3001X\u3001Instagram\u3001\u5fae\u535a\u548c\u5fae\u4fe1\u5e73\u53f0\u5173\u6ce8SBS\u4e2d\u6587\uff0c\u4e86\u89e3\u66f4\u591a\u6fb3\u6d32\u65b0\u95fb\u3002 Latest podcast episodes 04:40 \u3010SBS\u65b0\u95fb\u5feb\u62a5\u3011\u836f\u5242\u5e08\u4e89\u53d6\u6269\u5927\u5904\u65b9\u6743 \u533b\u751f\u56e2\u4f53\u5fe7\u5f71\u54cd\u60a3\u8005\u5b89\u5168 podcast episode4 minutes 40 seconds 08:50 \u3010\u89c2\u70b9\u3011\u6f5c\u8247\u91c7\u8d2d\u65b9\u6848\u8c03\u6574\u540e AUKUS\u4e3a\u4f55\u518d\u5f15\u4e89\u8bae\uff1f podcast episode8 minutes 50 seconds 27:21 \u3010\u73b0\u573a\u8bf4\u6cd5\u3011\u513f\u7ae5\u88ab\u9057\u7559\u8f66\u5185\u8eab\u4ea1 \u9a8c\u5c38\u5b98\u6307\u5411\u8bb0\u5fc6\u5931\u8bef podcast episode27 minutes 21 seconds 13:00 \u3010\u805a\u7126\u7f8e\u56fd\u3011\u65b0\u60c5\u62a5\u5c40\u957f\u4efb\u547d\u4e89\u8bae \u6c11\u4e3b\u515a\u5019\u9009\u4eba\u4e11\u95fb \u6218\u4e89\u8fdb\u5c55 podcast episode13 minutes","breadcrumb":{"@id":"https:\/\/www.sbs.com.au\/language\/chinese\/zh-hans\/podcast-episode\/the-400k-super-line-that-could-define-how-comfortable-retirement-is\/0tw0vsz13#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.sbs.com.au\/language\/chinese\/zh-hans\/podcast-episode\/the-400k-super-line-that-could-define-how-comfortable-retirement-is\/0tw0vsz13"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.sbs.com.au\/language\/chinese\/zh-hans\/podcast-episode\/the-400k-super-line-that-could-define-how-comfortable-retirement-is\/0tw0vsz13#primaryimage","url":"https:\/\/www.chinacsr.com\/cn\/wp-content\/uploads\/chinacsr-logo-large-1.jpg","contentUrl":"https:\/\/www.chinacsr.com\/cn\/wp-content\/uploads\/chinacsr-logo-large-1.jpg","width":800,"height":620},{"@type":"BreadcrumbList","@id":"https:\/\/www.sbs.com.au\/language\/chinese\/zh-hans\/podcast-episode\/the-400k-super-line-that-could-define-how-comfortable-retirement-is\/0tw0vsz13#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.chinacsr.com\/cn"},{"@type":"ListItem","position":2,"name":"\u9000\u4f11\u91d1\u8d85\u8fc740\u4e07\u6fb3\u5143\u4e3a\u4f55\u88ab\u89c6\u4e3a\u91cd\u8981\u7684\u201c\u5206\u754c\u7ebf\u201d\uff1f"}]},{"@type":"WebSite","@id":"https:\/\/www.chinacsr.com\/cn\/#website","url":"https:\/\/www.chinacsr.com\/cn\/","name":"\u4f01\u4e1a\u793e\u4f1a\u8d23\u4efb","description":"ChinaCSR.com","publisher":{"@id":"https:\/\/www.chinacsr.com\/cn\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.chinacsr.com\/cn\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.chinacsr.com\/cn\/#organization","name":"\u4f01\u4e1a\u793e\u4f1a\u8d23\u4efb","url":"https:\/\/www.chinacsr.com\/cn\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.chinacsr.com\/cn\/#\/schema\/logo\/image\/","url":"https:\/\/www.chinacsr.com\/cn\/wp-content\/uploads\/chinacsr-logo-large.jpg","contentUrl":"https:\/\/www.chinacsr.com\/cn\/wp-content\/uploads\/chinacsr-logo-large.jpg","width":800,"height":620,"caption":"\u4f01\u4e1a\u793e\u4f1a\u8d23\u4efb"},"image":{"@id":"https:\/\/www.chinacsr.com\/cn\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.chinacsr.com\/cn\/#\/schema\/person\/d8db8b1c887ebf36c89bb5aec933514c","name":"\u4f01\u4e1a\u793e\u4f1a\u8d23\u4efb","url":"https:\/\/www.chinacsr.com\/cn\/zuojia\/640961ba928536506d8626f2de1463432dd5b562"}]}},"_links":{"self":[{"href":"https:\/\/www.chinacsr.com\/cn\/wp-json\/wp\/v2\/posts\/62471"}],"collection":[{"href":"https:\/\/www.chinacsr.com\/cn\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.chinacsr.com\/cn\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.chinacsr.com\/cn\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.chinacsr.com\/cn\/wp-json\/wp\/v2\/comments?post=62471"}],"version-history":[{"count":1,"href":"https:\/\/www.chinacsr.com\/cn\/wp-json\/wp\/v2\/posts\/62471\/revisions"}],"predecessor-version":[{"id":62472,"href":"https:\/\/www.chinacsr.com\/cn\/wp-json\/wp\/v2\/posts\/62471\/revisions\/62472"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.chinacsr.com\/cn\/wp-json\/wp\/v2\/media\/58761"}],"wp:attachment":[{"href":"https:\/\/www.chinacsr.com\/cn\/wp-json\/wp\/v2\/media?parent=62471"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.chinacsr.com\/cn\/wp-json\/wp\/v2\/categories?post=62471"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.chinacsr.com\/cn\/wp-json\/wp\/v2\/tags?post=62471"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}